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BIF vs JEPQ: Dividend Comparison 2026

BIF yields 140.92% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BIF wins by $18.71M in total portfolio value
10 years
BIF
BIF
● Live price
140.92%
Share price
$14.75
Annual div
$20.79
5Y div CAGR
0.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$18.75M
Annual income
$7,871,272.88
Full BIF calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — BIF vs JEPQ

📍 BIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBIFJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BIF + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BIF pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIF
Annual income on $10K today (after 15% tax)
$11,978.03/yr
After 10yr DRIP, annual income (after tax)
$6,690,581.95/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, BIF beats the other by $6,688,752.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BIF + JEPQ for your $10,000?

BIF: 50%JEPQ: 50%
100% JEPQ50/50100% BIF
Portfolio after 10yr
$9.40M
Annual income
$3,936,712.73/yr
Blended yield
41.89%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIF buys
5
JEPQ buys
0
PoliticianChamberTickerTypeAmountDate
Roger Wicker🏛 Senate$BIF▼ Sell$1,001 - $15,0002020-05-04
Kathy Castor🏢 House$BIF▼ Sell$1,001 - $15,0002020-03-10
Kathy Castor🏢 House$BIF▲ Buy$1,001 - $15,0002020-01-03
Kathy Castor🏢 House$BIF▲ Buy$1,001 - $15,0002019-12-27
Kathy Castor🏢 House$BIF▲ Buy$1,001 - $15,0002019-08-07
Kathy Castor🏢 House$BIF▲ Buy$1,001 - $15,0002019-07-31
Roger Wicker🏛 Senate$BIF▲ Buy$1,001 - $15,0002019-05-17
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBIFJEPQ
Forward yield140.92%11.10%
Annual dividend / share$20.79$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0.1%0%
Portfolio after 10y$18.75M$44.8K
Annual income after 10y$7,871,272.88$2,152.59
Total dividends collected$17.28M$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: BIF vs JEPQ ($10,000, DRIP)

YearBIF PortfolioBIF Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$24,806$14,105.89$11,930$1,110.39+$12.9KBIF
2$59,277$32,734.49$14,133$1,224.34+$45.1KBIF
3$136,605$73,178.87$16,632$1,340.46+$120.0KBIF
4$303,935$157,767.68$19,454$1,457.97+$284.5KBIF
5$653,595$328,384.35$22,626$1,576.08+$631.0KBIF
6$1,359,980$660,633.47$26,175$1,694.09+$1.33MBIF
7$2,741,160$1,285,981.61$30,133$1,811.32+$2.71MBIF
8$5,357,903$2,424,861.61$34,531$1,927.17+$5.32MBIF
9$10,166,977$4,434,020.43$39,403$2,041.08+$10.13MBIF
10$18,749,938$7,871,272.88$44,787$2,152.59+$18.71MBIF

BIF vs JEPQ: Complete Analysis 2026

BIFStock

SRH Total Return Fund, Inc. is a closed-ended balanced mutual fund launched and managed by Boulder Investment Advisers, L.L.C. It is co-managed by Stewart West Indies Trading Co Ltd. and Rocky Mountain Advisers, Llc. The fund invests in public equity and fixed income markets across the globe. It seeks to invest in securities of companies operating across diversified industries. The fund primarily invests in dividend paying value stocks of companies across all capitalizations, as well as in fixed income securities issued by companies. It employs both fundamental and quantitative analysis with a bottom-up security picking approach, focusing on such factors as defensible businesses with solid financial positions and strong operating track records to create its portfolio. The fund benchmarks the performance of its portfolio against the S&P 500 Composite Index. SRH Total Return Fund, Inc. was formed on December 7, 1972 and is domiciled in the United States.

Full BIF Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.