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BIF vs MO: Dividend Comparison 2026

BIF yields 140.92% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BIF wins by $18.67M in total portfolio value
10 years
BIF
BIF
● Live price
140.92%
Share price
$14.75
Annual div
$20.79
5Y div CAGR
0.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$18.75M
Annual income
$7,871,272.88
Full BIF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — BIF vs MO

📍 BIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBIFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BIF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BIF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIF
Annual income on $10K today (after 15% tax)
$11,978.03/yr
After 10yr DRIP, annual income (after tax)
$6,690,581.95/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, BIF beats the other by $6,665,958.69/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BIF + MO for your $10,000?

BIF: 50%MO: 50%
100% MO50/50100% BIF
Portfolio after 10yr
$9.41M
Annual income
$3,950,120.71/yr
Blended yield
41.96%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

BIF
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIF buys
0
MO buys
0
No recent congressional trades found for BIF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBIFMO
Forward yield140.92%6.27%
Annual dividend / share$20.79$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0.1%22.6%
Portfolio after 10y$18.75M$77.7K
Annual income after 10y$7,871,272.88$28,968.54
Total dividends collected$17.28M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BIF vs MO ($10,000, DRIP)

YearBIF PortfolioBIF Income/yrMO PortfolioMO Income/yrGap
1← crossover$24,806$14,105.89$10,558$768.31+$14.2KBIF
2$59,277$32,734.49$11,352$1,015.87+$47.9KBIF
3$136,605$73,178.87$12,482$1,367.86+$124.1KBIF
4$303,935$157,767.68$14,103$1,883.39+$289.8KBIF
5$653,595$328,384.35$16,472$2,664.91+$637.1KBIF
6$1,359,980$660,633.47$20,024$3,897.79+$1.34MBIF
7$2,741,160$1,285,981.61$25,537$5,933.74+$2.72MBIF
8$5,357,903$2,424,861.61$34,478$9,476.77+$5.32MBIF
9$10,166,977$4,434,020.43$49,776$16,022.63+$10.12MBIF
10$18,749,938$7,871,272.88$77,699$28,968.54+$18.67MBIF

BIF vs MO: Complete Analysis 2026

BIFStock

SRH Total Return Fund, Inc. is a closed-ended balanced mutual fund launched and managed by Boulder Investment Advisers, L.L.C. It is co-managed by Stewart West Indies Trading Co Ltd. and Rocky Mountain Advisers, Llc. The fund invests in public equity and fixed income markets across the globe. It seeks to invest in securities of companies operating across diversified industries. The fund primarily invests in dividend paying value stocks of companies across all capitalizations, as well as in fixed income securities issued by companies. It employs both fundamental and quantitative analysis with a bottom-up security picking approach, focusing on such factors as defensible businesses with solid financial positions and strong operating track records to create its portfolio. The fund benchmarks the performance of its portfolio against the S&P 500 Composite Index. SRH Total Return Fund, Inc. was formed on December 7, 1972 and is domiciled in the United States.

Full BIF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.