HomeCompareBIL vs FCPT

BIL vs FCPT: Dividend Comparison 2026

BIL yields 4.01% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $23.1K in total portfolio value
10 years
BIL
BIL
● Live price
4.01%
Share price
$91.64
Annual div
$3.67
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$518.70
Full BIL calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — BIL vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBILFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BIL + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BIL pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIL
Annual income on $10K today (after 15% tax)
$340.83/yr
After 10yr DRIP, annual income (after tax)
$440.90/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,468.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BIL + FCPT for your $10,000?

BIL: 50%FCPT: 50%
100% FCPT50/50100% BIL
Portfolio after 10yr
$37.5K
Annual income
$3,146.99/yr
Blended yield
8.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

BIL
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIL buys
0
FCPT buys
0
No recent congressional trades found for BIL or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBILFCPT
Forward yield4.01%6.05%
Annual dividend / share$3.67$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$26.0K$49.1K
Annual income after 10y$518.70$5,775.28
Total dividends collected$4.6K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: BIL vs FCPT ($10,000, DRIP)

YearBIL PortfolioBIL Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$11,101$400.98$11,401$700.92$300.00FCPT
2$12,294$416.01$13,064$864.84$770.00FCPT
3$13,585$430.58$15,051$1,072.48$1.5KFCPT
4$14,981$444.67$17,442$1,337.22$2.5KFCPT
5$16,488$458.27$20,340$1,677.08$3.9KFCPT
6$18,113$471.37$23,880$2,116.57$5.8KFCPT
7$19,865$483.97$28,241$2,689.36$8.4KFCPT
8$21,752$496.05$33,660$3,442.07$11.9KFCPT
9$23,782$507.63$40,456$4,439.95$16.7KFCPT
10$25,966$518.70$49,063$5,775.28$23.1KFCPT

BIL vs FCPT: Complete Analysis 2026

BILStock

The State Street SPDR Bloomberg 1-3 Month T-Bill ETF seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the Bloomberg 1-3 Month U.S. Treasury Bill Index (the "Index")Seeks to provide exposure to publicly issued U.S. Treasury Bills that have a remaining maturities between 1 and 3 monthsShort duration fixed income is less exposed to fluctuations in interest rates than longer duration securitiesRebalanced on the last business day of the month

Full BIL Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
📬

Get this BIL vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BIL vs SCHDBIL vs JEPIBIL vs OBIL vs KOBIL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.