HomeCompareBILS vs JEPI

BILS vs JEPI: Dividend Comparison 2026

BILS yields 3.96% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $3.1K in total portfolio value
10 years
BILS
BILS
● Live price
3.96%
Share price
$99.43
Annual div
$3.93
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$510.14
Full BILS calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — BILS vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBILSJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BILS + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BILS pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BILS
Annual income on $10K today (after 15% tax)
$336.33/yr
After 10yr DRIP, annual income (after tax)
$433.62/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $865.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BILS + JEPI for your $10,000?

BILS: 50%JEPI: 50%
100% JEPI50/50100% BILS
Portfolio after 10yr
$27.4K
Annual income
$1,019.38/yr
Blended yield
3.72%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BILS buys
0
JEPI buys
0
No recent congressional trades found for BILS or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBILSJEPI
Forward yield3.96%8.40%
Annual dividend / share$3.93$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.9K$29.0K
Annual income after 10y$510.14$1,528.62
Total dividends collected$4.6K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: BILS vs JEPI ($10,000, DRIP)

YearBILS PortfolioBILS Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,096$395.69$11,260$840.19$164.00JEPI
2$12,283$410.32$12,641$907.94$358.00JEPI
3$13,567$424.50$14,150$978.20$583.00JEPI
4$14,955$438.21$15,795$1,050.85$840.00JEPI
5$16,453$451.44$17,584$1,125.74$1.1KJEPI
6$18,069$464.17$19,526$1,202.74$1.5KJEPI
7$19,810$476.41$21,628$1,281.69$1.8KJEPI
8$21,685$488.15$23,898$1,362.43$2.2KJEPI
9$23,703$499.39$26,347$1,444.79$2.6KJEPI
10$25,872$510.14$28,982$1,528.62$3.1KJEPI

BILS vs JEPI: Complete Analysis 2026

BILSStock

The State Street SPDR Bloomberg 3-12 Month T-Bill ETF seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the Bloomberg 3-12 Month U.S. Treasury Bill Index (the "Index")Seeks to provide exposure to publicly issued U.S. Treasury Bills that have remaining maturities between 3 and 12 monthsShort duration fixed income is less exposed to fluctuations in interest rates than longer duration securitiesRebalanced on the last business day of the month

Full BILS Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
📬

Get this BILS vs JEPI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BILS vs SCHDBILS vs OBILS vs KOBILS vs MAINBILS vs JEPQBILS vs XYLDBILS vs DIVOBILS vs QYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.