Is BIMSX or QYLD a better dividend investment in 2026?

BIMSX currently yields 3.55% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BIMSX and QYLD?

BIMSX has a forward dividend yield of 3.55% ($0.39/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.37 percentage points.

Home › Compare › BIMSX vs QYLD

BIMSX vs QYLD: Dividend Comparison 2026

BIMSX yields 3.55% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $232.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

BIMSX

● Live price

3.55%

Share price

$11.05

Annual div

$0.39

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.2K

Annual income

$446.41

Full BIMSX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BIMSX vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BIMSX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BIMSX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BIMSX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIMSX

Annual income on $10K today (after 15% tax)

$301.95/yr

After 10yr DRIP, annual income (after tax)

$379.45/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,430.97/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BIMSX + QYLD for your $10,000?

BIMSX: 50%QYLD: 50%

100% QYLD50/50100% BIMSX

Portfolio after 10yr

$25.3K

Annual income

$3,052.86/yr

Blended yield

12.08%

📊

Analyst Conviction Gap

Where Wall Street is split right now

BIMSX

No analyst data

Price Target

$17.50

+58.4% upside vs current

Range: $8.00 — $27.00

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIMSX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBIMSXQYLD

Forward yield	3.55%	11.92% ✓
Annual dividend / share	$0.39	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.2K	$25.4K ✓
Annual income after 10y	$446.41	$5,659.31 ✓
Total dividends collected	$4.0K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BIMSX vs QYLD ($10,000, DRIP)

Year	BIMSX Portfolio	BIMSX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,055	$355.24	$10,352	$1,192.36	+$703.00 → BIMSX
2	$12,196	$367.03	$10,830	$1,347.57	+$1.4K → BIMSX
3	$13,428	$378.42	$11,460	$1,539.07	+$2.0K → BIMSX
4	$14,758	$389.40	$12,275	$1,777.84	+$2.5K → BIMSX
5	$16,191	$399.95	$13,323	$2,078.95	+$2.9K → BIMSX
6	$17,734	$410.08	$14,667	$2,463.34	+$3.1K → BIMSX
7	$19,395	$419.79	$16,396	$2,960.57	+$3.0K → BIMSX
8	$21,182	$429.07	$18,631	$3,612.97	+$2.6K → BIMSX
9	$23,103	$437.94	$21,548	$4,482.15	+$1.6K → BIMSX
10← crossover	$25,166	$446.41	$25,398	$5,659.31	$232.00 → QYLD

BIMSX vs QYLD: Complete Analysis 2026

BIMSX — Stock

The fund normally invests at least 80% of its net assets in the following types of U.S. dollar-denominated debt obligations: U.S. government and other public-sector agencies, asset-backed and mortgage-backed obligations of U.S. and foreign issuers and corporate debt of U.S. and foreign issuers.

Full BIMSX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.