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BINC vs XYLD: Dividend Comparison 2026

BINC yields 5.91% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BINC wins by $3.7K in total portfolio value
10 years
BINC
BINC
● Live price
5.91%
Share price
$51.98
Annual div
$3.07
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.5K
Annual income
$861.23
Full BINC calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — BINC vs XYLD

📍 BINC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBINCXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BINC + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BINC pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BINC
Annual income on $10K today (after 15% tax)
$502.25/yr
After 10yr DRIP, annual income (after tax)
$732.05/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,116.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BINC + XYLD for your $10,000?

BINC: 50%XYLD: 50%
100% XYLD50/50100% BINC
Portfolio after 10yr
$27.7K
Annual income
$2,106.13/yr
Blended yield
7.60%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BINC buys
0
XYLD buys
0
No recent congressional trades found for BINC or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBINCXYLD
Forward yield5.91%11.20% ✓
Annual dividend / share$3.07$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.5K ✓$25.9K
Annual income after 10y$861.23$3,351.03 ✓
Total dividends collected$7.3K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: BINC vs XYLD ($10,000, DRIP)

YearBINC PortfolioBINC Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,291$590.89$10,840$1,120.44+$451.00 → BINC
2$12,705$623.52$11,786$1,249.59+$919.00 → BINC
3$14,250$655.70$12,854$1,397.78+$1.4K → BINC
4$15,935$687.32$14,063$1,568.33+$1.9K → BINC
5$17,768$718.31$15,434$1,765.19+$2.3K → BINC
6$19,761$748.57$16,995$1,993.14+$2.8K → BINC
7$21,922$778.04$18,777$2,257.95+$3.1K → BINC
8$24,263$806.67$20,818$2,566.58+$3.4K → BINC
9$26,796$834.42$23,163$2,927.50+$3.6K → BINC
10$29,533$861.23$25,865$3,351.03+$3.7K → BINC

BINC vs XYLD: Complete Analysis 2026

BINC — Stock

The iShares Flexible Income Active ETF seeks to maximize long-term income by primarily investing in debt and income-producing securities with a secondary objective of capital appreciation.

Full BINC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.