Is BIRMF or XYLD a better dividend investment in 2026?

BIRMF currently yields 114.94% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: BIRMF offers higher current income.

What is the dividend yield difference between BIRMF and XYLD?

BIRMF has a forward dividend yield of 114.94% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 103.96 percentage points.

Home › Compare › BIRMF vs XYLD

BIRMF vs XYLD: Dividend Comparison 2026

BIRMF yields 114.94% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BIRMF wins by $7.02M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BIRMF

● Live price

114.94%

Share price

$1.74

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$7.05M

Annual income

$2,599,161.52

Full BIRMF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BIRMF vs XYLD

📍 BIRMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BIRMF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BIRMF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BIRMF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIRMF

Annual income on $10K today (after 15% tax)

$9,770.11/yr

After 10yr DRIP, annual income (after tax)

$2,209,287.29/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BIRMF beats the other by $2,206,551.13/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BIRMF + XYLD for your $10,000?

BIRMF: 50%XYLD: 50%

100% XYLD50/50100% BIRMF

Portfolio after 10yr

$3.54M

Annual income

$1,301,190.27/yr

Blended yield

36.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIRMF buys

XYLD buys

No recent congressional trades found for BIRMF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBIRMFXYLD

Forward yield	114.94% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$7.05M	$25.3K ✓
Annual income after 10y	$2,599,161.52 ✓	$3,219.02
Total dividends collected	$6.38M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BIRMF vs XYLD ($10,000, DRIP)

Year	BIRMF Portfolio	BIRMF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$22,194	$11,494.25	$10,818	$1,098.39	+$11.4K → BIRMF
2	$47,590	$23,841.72	$11,738	$1,222.51	+$35.9K → BIRMF
3	$98,699	$47,777.67	$12,774	$1,364.64	+$85.9K → BIRMF
4	$198,214	$92,606.18	$13,944	$1,527.86	+$184.3K → BIRMF
5	$385,900	$173,811.71	$15,270	$1,715.87	+$370.6K → BIRMF
6	$729,168	$316,254.64	$16,775	$1,933.09	+$712.4K → BIRMF
7	$1,338,687	$558,477.43	$18,490	$2,184.87	+$1.32M → BIRMF
8	$2,390,633	$958,237.97	$20,450	$2,477.63	+$2.37M → BIRMF
9	$4,157,254	$1,599,276.16	$22,697	$2,819.19	+$4.13M → BIRMF
10	$7,047,423	$2,599,161.52	$25,280	$3,219.02	+$7.02M → BIRMF

BIRMF vs XYLD: Complete Analysis 2026

BIRMF — Stock

BioRem Inc., a clean technology engineering company, designs, manufactures, distributes, and sells air pollution control systems that are used to eliminate odors, volatile organic compounds (VOCs), and hazardous air pollutants (HAPs). It offers biofilters for the removal of odors, H2S, VOCs, and HAPs; and biotrickling filters for applications of high levels of H2S or other water-soluble VOCs. The company also provides multi-stage systems to remove odors from various municipal/urban wastewater treatment processes; biogas desulfurization systems; dry scrubber adsorption systems; and cannabis odor control systems. In addition, it offers biological processes and testing services; media sampling and analysis; system review and inspections; and media replacements and spare parts. The company operates in Canada, the United States, China, and internationally. BioRem Inc. was founded in 1990 and is headquartered in Puslinch, Canada.

Full BIRMF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.