HomeCompareBIRNF vs VYM

BIRNF vs VYM: Dividend Comparison 2026

BIRNF yields 800.00% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BIRNF wins by $2773896.44M in total portfolio value
10 years
BIRNF
BIRNF
● Live price
800.00%
Share price
$0.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2773896.46M
Annual income
$2,226,430,694,490.38
Full BIRNF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — BIRNF vs VYM

📍 BIRNF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBIRNFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BIRNF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BIRNF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIRNF
Annual income on $10K today (after 15% tax)
$68,000.00/yr
After 10yr DRIP, annual income (after tax)
$1,892,466,090,316.82/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, BIRNF beats the other by $1,892,466,090,080.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BIRNF + VYM for your $10,000?

BIRNF: 50%VYM: 50%
100% VYM50/50100% BIRNF
Portfolio after 10yr
$1386948.25M
Annual income
$1,113,215,347,384.46/yr
Blended yield
80.26%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIRNF buys
0
VYM buys
0
No recent congressional trades found for BIRNF or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBIRNFVYM
Forward yield800.00%2.41%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$2773896.46M$27.8K
Annual income after 10y$2,226,430,694,490.38$278.55
Total dividends collected$2730603.49M$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BIRNF vs VYM ($10,000, DRIP)

YearBIRNF PortfolioBIRNF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$90,700$80,000.00$11,151$241.44+$79.5KBIRNF
2$775,180$678,130.84$12,413$246.79+$762.8KBIRNF
3$6,246,019$5,416,576.76$13,794$251.79+$6.23MBIRNF
4$47,472,138$40,788,897.61$15,306$256.47+$47.46MBIRNF
5$340,525,323$289,730,135.14$16,960$260.84+$340.51MBIRNF
6$2,306,680,888$1,942,318,792.24$18,768$264.92+$2306.66MBIRNF
7$14,764,459,529$12,296,310,979.28$20,745$268.71+$14764.44MBIRNF
8$89,354,478,583$73,556,506,887.09$22,905$272.24+$89354.46MBIRNF
9$511,650,252,638$416,040,960,553.41$25,265$275.51+$511650.23MBIRNF
10$2,773,896,464,813$2,226,430,694,490.38$27,842$278.55+$2773896.44MBIRNF

BIRNF vs VYM: Complete Analysis 2026

BIRNFStock

BCI Minerals Limited engages in the exploration and development of mineral assets in Australia. The company explores for salt, iron ore, and sulphate of potash deposits. It primarily focuses on its 100% interest owned in the Mardie Salt and Potash Project located in the West Pilbara coast, as well as owns interest in the Iron Valley mine located in the Central Pilbara. The company was formerly known as BC Iron Limited and changed its name to BCI Minerals Limited in December 2017. BCI Minerals Limited was incorporated in 2006 and is based in West Perth, Australia.

Full BIRNF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.