Is BITO or VYM a better dividend investment in 2026?

BITO currently yields 86.19% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: BITO offers higher current income.

What is the dividend yield difference between BITO and VYM?

BITO has a forward dividend yield of 86.19% ($7.89/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 83.78 percentage points.

Home › Compare › BITO vs VYM

BITO vs VYM: Dividend Comparison 2026

BITO yields 86.19% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BITO wins by $2.15M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BITO

● Live price

86.19%

Share price

$9.15

Annual div

$7.89

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.18M

Annual income

$663,694.50

Full BITO calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — BITO vs VYM

📍 BITO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BITO	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BITO + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BITO pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BITO

Annual income on $10K today (after 15% tax)

$7,326.45/yr

After 10yr DRIP, annual income (after tax)

$564,140.33/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, BITO beats the other by $563,903.56/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BITO + VYM for your $10,000?

BITO: 50%VYM: 50%

100% VYM50/50100% BITO

Portfolio after 10yr

$1.10M

Annual income

$331,986.52/yr

Blended yield

30.10%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BITO buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBITOVYM

Forward yield	86.19% ✓	2.41%
Annual dividend / share	$7.89 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.18M	$27.8K ✓
Annual income after 10y	$663,694.50 ✓	$278.55
Total dividends collected	$1.91M	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BITO vs VYM ($10,000, DRIP)

Year	BITO Portfolio	BITO Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$19,319	$8,619.36	$11,151	$241.44	+$8.2K → BITO
2	$36,234	$15,562.65	$12,413	$246.79	+$23.8K → BITO
3	$66,050	$27,278.96	$13,794	$251.79	+$52.3K → BITO
4	$117,146	$46,472.34	$15,306	$256.47	+$101.8K → BITO
5	$202,377	$77,030.99	$16,960	$260.84	+$185.4K → BITO
6	$340,913	$124,370.23	$18,768	$264.92	+$322.1K → BITO
7	$560,579	$195,801.53	$20,745	$268.71	+$539.8K → BITO
8	$900,721	$300,901.94	$22,905	$272.24	+$877.8K → BITO
9	$1,415,622	$451,850.70	$25,265	$275.51	+$1.39M → BITO
10	$2,178,411	$663,694.50	$27,842	$278.55	+$2.15M → BITO

BITO vs VYM: Complete Analysis 2026

BITO — Stock

BITO is the first ETF to target the performance of bitcoin.

Full BITO Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.