Is BITS or XYLD a better dividend investment in 2026?

BITS currently yields 28.63% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: BITS offers higher current income.

What is the dividend yield difference between BITS and XYLD?

BITS has a forward dividend yield of 28.63% ($14.30/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 17.43 percentage points.

Home › Compare › BITS vs XYLD

BITS vs XYLD: Dividend Comparison 2026

BITS yields 28.63% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BITS wins by $96.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BITS

● Live price

28.63%

Share price

$49.93

Annual div

$14.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$122.3K

Annual income

$15,538.82

Full BITS calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — BITS vs XYLD

📍 BITS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BITS	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BITS + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BITS pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BITS

Annual income on $10K today (after 15% tax)

$2,433.86/yr

After 10yr DRIP, annual income (after tax)

$13,208.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, BITS beats the other by $10,359.62/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BITS + XYLD for your $10,000?

BITS: 50%XYLD: 50%

100% XYLD50/50100% BITS

Portfolio after 10yr

$74.1K

Annual income

$9,444.92/yr

Blended yield

12.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BITS buys

XYLD buys

No recent congressional trades found for BITS or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBITSXYLD

Forward yield	28.63% ✓	11.20%
Annual dividend / share	$14.30 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$122.3K ✓	$25.9K
Annual income after 10y	$15,538.82 ✓	$3,351.03
Total dividends collected	$82.0K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BITS vs XYLD ($10,000, DRIP)

Year	BITS Portfolio	BITS Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,563	$2,863.36	$10,840	$1,120.44	+$2.7K → BITS
2	$18,142	$3,629.61	$11,786	$1,249.59	+$6.4K → BITS
3	$23,950	$4,537.37	$12,854	$1,397.78	+$11.1K → BITS
4	$31,224	$5,597.92	$14,063	$1,568.33	+$17.2K → BITS
5	$40,231	$6,820.75	$15,434	$1,765.19	+$24.8K → BITS
6	$51,260	$8,213.23	$16,995	$1,993.14	+$34.3K → BITS
7	$64,628	$9,780.30	$18,777	$2,257.95	+$45.9K → BITS
8	$80,677	$11,524.29	$20,818	$2,566.58	+$59.9K → BITS
9	$99,769	$13,444.82	$23,163	$2,927.50	+$76.6K → BITS
10	$122,292	$15,538.82	$25,865	$3,351.03	+$96.4K → BITS

BITS vs XYLD: Complete Analysis 2026

BITS — Stock

The Global X Blockchain & Bitcoin Strategy ETF (BITS) seeks to achieve long-term capital appreciation.

Full BITS Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this BITS vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BITS vs SCHD BITS vs JEPI BITS vs O BITS vs KO BITS vs MAIN BITS vs QYLD BITS vs JEPQ BITS vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.