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BIV vs DVY: Dividend Comparison 2026

BIV yields 4.10% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BIV wins by $1.1K in total portfolio value
10 years
BIV
BIV
● Live price
4.10%
Share price
$77.17
Annual div
$3.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$533.30
Full BIV calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — BIV vs DVY

📍 BIV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBIVDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BIV + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BIV pays
DVY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIV
Annual income on $10K today (after 15% tax)
$348.44/yr
After 10yr DRIP, annual income (after tax)
$453.30/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, BIV beats the other by $81.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BIV + DVY for your $10,000?

BIV: 50%DVY: 50%
100% DVY50/50100% BIV
Portfolio after 10yr
$25.6K
Annual income
$485.54/yr
Blended yield
1.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIV buys
0
DVY buys
0
No recent congressional trades found for BIV or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBIVDVY
Forward yield4.10% ✓3.50%
Annual dividend / share$3.16$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.1K ✓$25.1K
Annual income after 10y$533.30 ✓$437.78
Total dividends collected$4.7K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: BIV vs DVY ($10,000, DRIP)

YearBIV PortfolioBIV Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,110$409.93$11,050$349.62+$60.00 → BIV
2$12,313$425.64$12,184$361.04+$129.00 → BIV
3$13,616$440.88$13,409$372.07+$207.00 → BIV
4$15,025$455.63$14,730$382.68+$295.00 → BIV
5$16,546$469.88$16,154$392.89+$392.00 → BIV
6$18,188$483.62$17,688$402.69+$500.00 → BIV
7$19,958$496.83$19,338$412.07+$620.00 → BIV
8$21,865$509.51$21,113$421.04+$752.00 → BIV
9$23,917$521.67$23,020$429.61+$897.00 → BIV
10$26,125$533.30$25,070$437.78+$1.1K → BIV

BIV vs DVY: Complete Analysis 2026

BIV — ETF

Seeks to track the investment return of the Bloomberg U.S. 5–10 Year Government/Credit Float Adjusted Index, a market-weighted bond index that covers investment-grade bonds with a dollar-weighted average maturity of 5 to 10 years. Invests in U.S. government high-quality (investment grade) corporate and investment-grade international dollar-denominated bonds. Passively managed, using index sampling.

Full BIV Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.