Is BJBIX or XYLD a better dividend investment in 2026?

BJBIX currently yields 6.65% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BJBIX and XYLD?

BJBIX has a forward dividend yield of 6.65% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.33 percentage points.

Home › Compare › BJBIX vs XYLD

BJBIX vs XYLD: Dividend Comparison 2026

BJBIX yields 6.65% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BJBIX wins by $32645.50M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BJBIX

● Live price

6.65%

Share price

$30.08

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32645.52M

Annual income

$31,728,798,654.48

Full BJBIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BJBIX vs XYLD

📍 BJBIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BJBIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BJBIX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BJBIX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BJBIX

Annual income on $10K today (after 15% tax)

$565.16/yr

After 10yr DRIP, annual income (after tax)

$26,969,478,856.31/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BJBIX beats the other by $26,969,476,120.14/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BJBIX + XYLD for your $10,000?

BJBIX: 50%XYLD: 50%

100% XYLD50/50100% BJBIX

Portfolio after 10yr

$16322.77M

Annual income

$15,864,400,936.75/yr

Blended yield

97.19%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BJBIX buys

XYLD buys

No recent congressional trades found for BJBIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBJBIXXYLD

Forward yield	6.65%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$32645.52M ✓	$25.3K
Annual income after 10y	$31,728,798,654.48 ✓	$3,219.02
Total dividends collected	$32582.37M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BJBIX vs XYLD ($10,000, DRIP)

Year	BJBIX Portfolio	BJBIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,030	$1,329.79	$10,818	$1,098.39	+$1.2K → BJBIX
2	$15,862	$2,990.10	$11,738	$1,222.51	+$4.1K → BJBIX
3	$24,342	$7,369.40	$12,774	$1,364.64	+$11.6K → BJBIX
4	$47,184	$21,138.39	$13,944	$1,527.86	+$33.2K → BJBIX
5	$127,075	$76,588.22	$15,270	$1,715.87	+$111.8K → BJBIX
6	$521,514	$385,543.86	$16,775	$1,933.09	+$504.7K → BJBIX
7	$3,515,526	$2,957,506.04	$18,490	$2,184.87	+$3.50M → BJBIX
8	$41,026,176	$37,264,563.06	$20,450	$2,477.63	+$41.01M → BJBIX
9	$856,752,751	$812,854,742.35	$22,697	$2,819.19	+$856.73M → BJBIX
10	$32,645,524,098	$31,728,798,654.48	$25,280	$3,219.02	+$32645.50M → BJBIX

BJBIX vs XYLD: Complete Analysis 2026

BJBIX — Stock

The fund seeks to achieve its investment objective of seeking long-term growth of capital by investing primarily in equity securities of foreign companies that the Adviser deems to have sound and improving prospects and which demonstrate that they are current or emerging sustainable leaders through their management of environmental, social and governance (“ESG”) risks and opportunities in accordance with the Adviser’s criteria.

Full BJBIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.