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BJINF vs PM: Dividend Comparison 2026

BJINF yields 5.21% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BJINF wins by $232.6K in total portfolio value· pulled ahead in Year 3
10 years
BJINF
BJINF
● Live price
5.21%
Share price
$3.98
Annual div
$0.21
5Y div CAGR
41.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$282.3K
Annual income
$129,304.76
Full BJINF calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — BJINF vs PM

📍 BJINF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBJINFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BJINF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BJINF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BJINF
Annual income on $10K today (after 15% tax)
$442.43/yr
After 10yr DRIP, annual income (after tax)
$109,909.05/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, BJINF beats the other by $107,781.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BJINF + PM for your $10,000?

BJINF: 50%PM: 50%
100% PM50/50100% BJINF
Portfolio after 10yr
$165.9K
Annual income
$65,903.69/yr
Blended yield
39.71%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

BJINF
No analyst data
Altman Z
0.8
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BJINF buys
0
PM buys
5
PoliticianChamberTickerTypeAmountDate
Julia Letlow🏢 House$PM▼ Sell$1,001 - $15,0002026-02-05
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-11-13
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▲ Buy$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-09-05
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-08-26
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-08-14
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-07-22
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBJINFPM
Forward yield5.21%3.49%
Annual dividend / share$0.21$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR41.4%17.2%
Portfolio after 10y$282.3K$49.6K
Annual income after 10y$129,304.76$2,502.61
Total dividends collected$243.8K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BJINF vs PM ($10,000, DRIP)

YearBJINF PortfolioBJINF Income/yrPM PortfolioPM Income/yrGap
1$11,436$735.99$11,650$409.56$214.00PM
2$13,349$1,112.27$13,592$497.49$243.00PM
3← crossover$15,999$1,715.72$15,882$605.21+$117.00BJINF
4$19,836$2,717.44$18,589$737.41+$1.2KBJINF
5$25,677$4,452.41$21,794$899.94+$3.9KBJINF
6$35,091$7,616.38$25,597$1,100.16+$9.5KBJINF
7$51,302$13,755.04$30,118$1,347.30+$21.2KBJINF
8$81,468$26,574.77$35,505$1,652.97+$46.0KBJINF
9$142,939$55,768.15$41,940$2,031.88+$101.0KBJINF
10$282,250$129,304.76$49,643$2,502.61+$232.6KBJINF

BJINF vs PM: Complete Analysis 2026

BJINFStock

Beijing Enterprises Holdings Limited, an investment holding company, engages in piped gas, brewery, water and environmental, solid waste treatment, and other businesses in Mainland China and Germany. Its Piped Gas Operation segment distributes and sells piped natural gas and gas-related equipment; provides natural gas transmission services, as well as repair and maintenance services; surveys and plots underground construction projects; and installs gas pipelines and related equipment. The company's Brewery Operation segment produces, distributes, and sells brewery products. Its Water and Environmental segment constructs sewage and water treatment plants and other infrastructural facilities; provides construction services for renovation projects; offers sewage treatment, and water treatment and distribution services, as well as consultancy services; and licenses technical know-how related to sewage treatment. The company's Solid Waste Treatment segment is involved in the construction and operation of waste incineration plants; waste treatment; sale of electricity; generation of heat and stream from waste incineration. Its Corporate and Others segment offers consultation and property investment services. The company also engages in the production and sale of beer; and issue of guaranteed bonds and notes. Beijing Enterprises Holdings Limited was founded in 1997 and is based in Wan Chai, Hong Kong. Beijing Enterprises Holdings Limited is a subsidiary of Beijing Enterprises Group (BVI) Company Limited.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.