Is BJINF or QYLD a better dividend investment in 2026?

BJINF currently yields 5.21% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BJINF and QYLD?

BJINF has a forward dividend yield of 5.21% ($0.21/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 6.71 percentage points.

Home › Compare › BJINF vs QYLD

BJINF vs QYLD: Dividend Comparison 2026

BJINF yields 5.21% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BJINF wins by $256.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BJINF

● Live price

5.21%

Share price

$3.98

Annual div

$0.21

5Y div CAGR

41.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$282.3K

Annual income

$129,304.76

Full BJINF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BJINF vs QYLD

📍 BJINF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BJINF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BJINF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

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BJINF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BJINF

Annual income on $10K today (after 15% tax)

$442.43/yr

After 10yr DRIP, annual income (after tax)

$109,909.05/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, BJINF beats the other by $105,098.63/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BJINF + QYLD for your $10,000?

BJINF: 50%QYLD: 50%

100% QYLD50/50100% BJINF

Portfolio after 10yr

$153.8K

Annual income

$67,482.04/yr

Blended yield

43.87%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BJINF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBJINFQYLD

Forward yield	5.21%	11.92% ✓
Annual dividend / share	$0.21	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	41.4% ✓	0%
Portfolio after 10y	$282.3K ✓	$25.4K
Annual income after 10y	$129,304.76 ✓	$5,659.31
Total dividends collected	$243.8K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BJINF vs QYLD ($10,000, DRIP)

Year	BJINF Portfolio	BJINF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,436	$735.99	$10,352	$1,192.36	+$1.1K → BJINF
2	$13,349	$1,112.27	$10,830	$1,347.57	+$2.5K → BJINF
3	$15,999	$1,715.72	$11,460	$1,539.07	+$4.5K → BJINF
4	$19,836	$2,717.44	$12,275	$1,777.84	+$7.6K → BJINF
5	$25,677	$4,452.41	$13,323	$2,078.95	+$12.4K → BJINF
6	$35,091	$7,616.38	$14,667	$2,463.34	+$20.4K → BJINF
7	$51,302	$13,755.04	$16,396	$2,960.57	+$34.9K → BJINF
8	$81,468	$26,574.77	$18,631	$3,612.97	+$62.8K → BJINF
9	$142,939	$55,768.15	$21,548	$4,482.15	+$121.4K → BJINF
10	$282,250	$129,304.76	$25,398	$5,659.31	+$256.9K → BJINF

BJINF vs QYLD: Complete Analysis 2026

BJINF — Stock

Beijing Enterprises Holdings Limited, an investment holding company, engages in piped gas, brewery, water and environmental, solid waste treatment, and other businesses in Mainland China and Germany. Its Piped Gas Operation segment distributes and sells piped natural gas and gas-related equipment; provides natural gas transmission services, as well as repair and maintenance services; surveys and plots underground construction projects; and installs gas pipelines and related equipment. The company's Brewery Operation segment produces, distributes, and sells brewery products. Its Water and Environmental segment constructs sewage and water treatment plants and other infrastructural facilities; provides construction services for renovation projects; offers sewage treatment, and water treatment and distribution services, as well as consultancy services; and licenses technical know-how related to sewage treatment. The company's Solid Waste Treatment segment is involved in the construction and operation of waste incineration plants; waste treatment; sale of electricity; generation of heat and stream from waste incineration. Its Corporate and Others segment offers consultation and property investment services. The company also engages in the production and sale of beer; and issue of guaranteed bonds and notes. Beijing Enterprises Holdings Limited was founded in 1997 and is based in Wan Chai, Hong Kong. Beijing Enterprises Holdings Limited is a subsidiary of Beijing Enterprises Group (BVI) Company Limited.

Full BJINF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.