Is BJSAF or XYLD a better dividend investment in 2026?

BJSAF currently yields 3.69% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BJSAF and XYLD?

BJSAF has a forward dividend yield of 3.69% ($0.02/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 7.51 percentage points.

Home › Compare › BJSAF vs XYLD

BJSAF vs XYLD: Dividend Comparison 2026

BJSAF yields 3.69% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.5K in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

BJSAF

● Live price

3.69%

Share price

$0.60

Annual div

$0.02

5Y div CAGR

-24.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.4K

Annual income

$23.47

Full BJSAF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — BJSAF vs XYLD

📍 XYLD pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BJSAF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BJSAF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BJSAF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BJSAF

Annual income on $10K today (after 15% tax)

$313.28/yr

After 10yr DRIP, annual income (after tax)

$19.95/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,828.43/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BJSAF + XYLD for your $10,000?

BJSAF: 50%XYLD: 50%

100% XYLD50/50100% BJSAF

Portfolio after 10yr

$23.6K

Annual income

$1,687.25/yr

Blended yield

7.14%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BJSAF buys

XYLD buys

No recent congressional trades found for BJSAF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBJSAFXYLD

Forward yield	3.69%	11.20% ✓
Annual dividend / share	$0.02	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-24.7%	0% ✓
Portfolio after 10y	$21.4K	$25.9K ✓
Annual income after 10y	$23.47	$3,351.03 ✓
Total dividends collected	$1.1K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BJSAF vs XYLD ($10,000, DRIP)

Year	BJSAF Portfolio	BJSAF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,978	$277.53	$10,840	$1,120.44	+$138.00 → BJSAF
2	$11,960	$214.40	$11,786	$1,249.59	+$174.00 → BJSAF
3	$12,962	$164.39	$12,854	$1,397.78	+$108.00 → BJSAF
4← crossover	$13,995	$125.38	$14,063	$1,568.33	$68.00 → XYLD
5	$15,070	$95.26	$15,434	$1,765.19	$364.00 → XYLD
6	$16,197	$72.19	$16,995	$1,993.14	$798.00 → XYLD
7	$17,385	$54.60	$18,777	$2,257.95	$1.4K → XYLD
8	$18,643	$41.24	$20,818	$2,566.58	$2.2K → XYLD
9	$19,979	$31.13	$23,163	$2,927.50	$3.2K → XYLD
10	$21,401	$23.47	$25,865	$3,351.03	$4.5K → XYLD

BJSAF vs XYLD: Complete Analysis 2026

BJSAF — Stock

Sports Toto Bhd is a Malaysian company principally engaged in the operations of Toto betting. The company is also involved in other businesses which includes motor retailing, repair and maintenance, and provision of aftersales and insurance services. It is also involved in the operation of a hotel in the Philippines and luxury motor retailing in the United Kingdom, and Development, manufacturing and distribution of computerised wagering and voting systems and provision of software licences and support. Geographically, its presence can be seen in Malaysian, United Kingdom and other international markets of which United Kingdom accounts for a larger share of the revenue.

Full BJSAF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.