HomeCompareBJUL vs PM

BJUL vs PM: Dividend Comparison 2026

BJUL yields 4.03% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $23.6K in total portfolio value
10 years
BJUL
BJUL
● Live price
4.03%
Share price
$49.66
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$521.56
Full BJUL calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — BJUL vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBJULPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BJUL + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BJUL pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BJUL
Annual income on $10K today (after 15% tax)
$342.33/yr
After 10yr DRIP, annual income (after tax)
$443.33/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $1,683.89/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BJUL + PM for your $10,000?

BJUL: 50%PM: 50%
100% PM50/50100% BJUL
Portfolio after 10yr
$37.8K
Annual income
$1,512.09/yr
Blended yield
4.00%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

BJUL
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BJUL buys
0
PM buys
0
No recent congressional trades found for BJUL or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBJULPM
Forward yield4.03%3.49%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$26.0K$49.6K
Annual income after 10y$521.56$2,502.61
Total dividends collected$4.7K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BJUL vs PM ($10,000, DRIP)

YearBJUL PortfolioBJUL Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,103$402.74$11,650$409.56$547.00PM
2$12,298$417.90$13,592$497.49$1.3KPM
3$13,591$432.60$15,882$605.21$2.3KPM
4$14,989$446.82$18,589$737.41$3.6KPM
5$16,499$460.55$21,794$899.94$5.3KPM
6$18,128$473.77$25,597$1,100.16$7.5KPM
7$19,883$486.49$30,118$1,347.30$10.2KPM
8$21,774$498.69$35,505$1,652.97$13.7KPM
9$23,809$510.38$41,940$2,031.88$18.1KPM
10$25,997$521.56$49,643$2,502.61$23.6KPM

BJUL vs PM: Complete Analysis 2026

BJULStock

The Innovator U.S. Equity Buffer ETF seeks to track the return of the SPDR S&P 500 ETF Trust (SPY), up to a predetermined cap, while buffering investors against the first 9% of losses over the outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full BJUL Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
📬

Get this BJUL vs PM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BJUL vs SCHDBJUL vs JEPIBJUL vs OBJUL vs KOBJUL vs MAINBJUL vs MOBJUL vs BTIBJUL vs PEP

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.