Is BKAYY or XYLD a better dividend investment in 2026?

BKAYY currently yields 1.72% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BKAYY and XYLD?

BKAYY has a forward dividend yield of 1.72% ($0.45/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.26 percentage points.

Home › Compare › BKAYY vs XYLD

BKAYY vs XYLD: Dividend Comparison 2026

BKAYY yields 1.72% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BKAYY wins by $2.09M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BKAYY

● Live price

1.72%

Share price

$26.00

Annual div

$0.45

5Y div CAGR

81.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.11M

Annual income

$1,621,419.85

Full BKAYY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BKAYY vs XYLD

📍 BKAYY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BKAYY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BKAYY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

BKAYY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKAYY

Annual income on $10K today (after 15% tax)

$145.93/yr

After 10yr DRIP, annual income (after tax)

$1,378,206.87/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BKAYY beats the other by $1,375,470.71/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BKAYY + XYLD for your $10,000?

BKAYY: 50%XYLD: 50%

100% XYLD50/50100% BKAYY

Portfolio after 10yr

$1.07M

Annual income

$812,319.43/yr

Blended yield

76.05%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKAYY buys

XYLD buys

No recent congressional trades found for BKAYY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBKAYYXYLD

Forward yield	1.72%	10.98% ✓
Annual dividend / share	$0.45	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	81.1% ✓	0%
Portfolio after 10y	$2.11M	$25.3K ✓
Annual income after 10y	$1,621,419.85 ✓	$3,219.02
Total dividends collected	$2.05M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BKAYY vs XYLD ($10,000, DRIP)

Year	BKAYY Portfolio	BKAYY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,011	$310.92	$10,818	$1,098.39	+$193.00 → BKAYY
2	$12,361	$579.44	$11,738	$1,222.51	+$623.00 → BKAYY
3	$14,327	$1,100.97	$12,774	$1,364.64	+$1.6K → BKAYY
4	$17,490	$2,159.83	$13,944	$1,527.86	+$3.5K → BKAYY
5	$23,177	$4,462.53	$15,270	$1,715.87	+$7.9K → BKAYY
6	$34,808	$10,008.75	$16,775	$1,933.09	+$18.0K → BKAYY
7	$62,686	$25,441.24	$18,490	$2,184.87	+$44.2K → BKAYY
8	$144,621	$77,546.56	$20,450	$2,477.63	+$124.2K → BKAYY
9	$457,545	$302,800.84	$22,697	$2,819.19	+$434.8K → BKAYY
10	$2,110,993	$1,621,419.85	$25,280	$3,219.02	+$2.09M → BKAYY

BKAYY vs XYLD: Complete Analysis 2026

BKAYY — Stock

Bank of Ayudhya Public Company Limited, together with its subsidiaries, provides commercial banking services to individuals, corporates, small and medium-sized businesses, and financial institutions. Its Retail segment offers a range of banking and related financial services, including current and savings accounts, fixed deposits, bills of exchange, housing loans, credit cards, personal loans and sale finance loans, hire-purchase and leasing, wealth management, and bancassurance products. The company's Commercial segment provides financial services and products comprising the range of credit facilities, which include short-term working capital, cash management, trade finance, transactional banking, advisory services, and treasury and money markets products. It also provides refinancing and venture capital services; car rental, collection, and personnel services; mutual funds and private fund management services; factoring and information technology services; and microfinance, real estate lease, and securities services, as well as operates as a life, non-life, and general insurance broker. The company was founded in 1945 and is headquartered in Bangkok, Thailand. Bank of Ayudhya Public Company Limited is a subsidiary of MUFG Bank, Ltd.

Full BKAYY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.