HomeCompareBKGM vs RYLD

BKGM vs RYLD: Dividend Comparison 2026

BKGM yields 3.02% · RYLD yields 12.14%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BKGM wins by $29.0K in total portfolio value· pulled ahead in Year 8
10 years
BKGM
BKGM
● Live price
3.02%
Share price
$8,110.00
Annual div
$245.00
5Y div CAGR
36.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$73.5K
Annual income
$18,748.22
Full BKGM calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — BKGM vs RYLD

📍 BKGM pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBKGMRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BKGM + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BKGM pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKGM
Annual income on $10K today (after 15% tax)
$256.78/yr
After 10yr DRIP, annual income (after tax)
$15,935.99/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, BKGM beats the other by $13,736.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BKGM + RYLD for your $10,000?

BKGM: 50%RYLD: 50%
100% RYLD50/50100% BKGM
Portfolio after 10yr
$59.0K
Annual income
$10,667.78/yr
Blended yield
18.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKGM buys
0
RYLD buys
0
No recent congressional trades found for BKGM or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBKGMRYLD
Forward yield3.02%12.14%
Annual dividend / share$245.00$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR36.4%0%
Portfolio after 10y$73.5K$44.5K
Annual income after 10y$18,748.22$2,587.35
Total dividends collected$47.8K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BKGM vs RYLD ($10,000, DRIP)

YearBKGM PortfolioBKGM Income/yrRYLD PortfolioRYLD Income/yrGap
1$11,112$412.06$11,914$1,213.65$802.00RYLD
2$12,474$583.69$14,099$1,351.30$1.6KRYLD
3$14,182$835.24$16,580$1,494.55$2.4KRYLD
4$16,385$1,210.57$19,384$1,642.61$3.0KRYLD
5$19,315$1,782.94$22,535$1,794.70$3.2KRYLD
6$23,347$2,679.24$26,063$1,950.00$2.7KRYLD
7$29,109$4,128.24$29,995$2,107.69$886.00RYLD
8← crossover$37,708$6,561.47$34,361$2,266.99+$3.3KBKGM
9$51,183$10,835.25$39,194$2,427.12+$12.0KBKGM
10$73,514$18,748.22$44,525$2,587.35+$29.0KBKGM

BKGM vs RYLD: Complete Analysis 2026

BKGMStock

BankGuam Holding Company operates as the bank holding company for the Bank of Guam that provides various banking products and services to individuals, businesses, and government entities. It accepts various deposit products, including demand deposits, savings and time certificate of deposits, checking accounts, interest-bearing transaction accounts, time deposits, and retirement accounts for retail and business banking markets. The company also offers commercial loans, which comprise loans to governments primarily in commercial real estate, multifamily rentals, hotel, and gas stations, as well as in working capital and equipment financing; industrial, commercial, real estate, construction, and small business administration-guaranteed loans; home mortgage and home equity loans; and consumer loans for financing automobiles, various consumer goods, and other personal purposes. In addition, it provides trade financing and trust services; and credit life, health, auto, and homeowners insurance services as agents for various insurance companies. Further, the company offers wire and automated clearing house transfers, cashier's and traveler's checks, corporate and consumer credit cards, bank-by-mail, ATMs, night depositories, safe deposit boxes, direct deposits, electronic funds transfers, online banking and bill payments, merchant, check imaging, and other customary banking services. It operates a network of 17 full service branches, including 7 in Guam; one in Saipan and one each in Tinian and Rota, which are located in the Commonwealth of the Northern Mariana Islands; one in the Republic of Palau; one each in the states of Yap, Chuuk, Pohnpei, and Kosrae in the Federated States of Micronesia; one in the Republic of the Marshall Islands; and one in San Francisco, California. The company also operates ATMs at seventy-nine locations. BankGuam Holding Company was incorporated in 1972 and is headquartered in Hagåtña, Guam..

Full BKGM Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.