HomeCompareBKNIY vs SCHD

BKNIY vs SCHD: Dividend Comparison 2026

BKNIY yields 3.48% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BKNIY wins by $868.74M in total portfolio value
10 years
BKNIY
BKNIY
● Live price
3.48%
Share price
$15.62
Annual div
$0.54
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$868.77M
Annual income
$823,276,756.24
Full BKNIY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — BKNIY vs SCHD

📍 BKNIY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBKNIYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BKNIY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BKNIY pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKNIY
Annual income on $10K today (after 15% tax)
$295.49/yr
After 10yr DRIP, annual income (after tax)
$699,785,242.80/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, BKNIY beats the other by $699,784,880.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BKNIY + SCHD for your $10,000?

BKNIY: 50%SCHD: 50%
100% SCHD50/50100% BKNIY
Portfolio after 10yr
$434.40M
Annual income
$411,638,591.09/yr
Blended yield
94.76%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKNIY buys
0
SCHD buys
0
No recent congressional trades found for BKNIY or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBKNIYSCHD
Forward yield3.48%3.46%
Annual dividend / share$0.54$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$868.77M$29.0K
Annual income after 10y$823,276,756.24$425.95
Total dividends collected$865.47M$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BKNIY vs SCHD ($10,000, DRIP)

YearBKNIY PortfolioBKNIY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,395$695.26$11,226$346.36+$169.00BKNIY
2$13,674$1,480.88$12,572$357.38+$1.1KBKNIY
3$17,952$3,321.47$14,046$367.84+$3.9KBKNIY
4$27,360$8,151.00$15,660$377.73+$11.7KBKNIY
5$52,495$23,219.44$17,425$387.07+$35.1KBKNIY
6$139,441$83,271.42$19,354$395.86+$120.1KBKNIY
7$562,645$413,443.39$21,461$404.13+$541.2KBKNIY
8$3,720,251$3,118,220.62$23,762$411.89+$3.70MBKNIY
9$42,518,810$38,538,141.15$26,272$419.15+$42.49MBKNIY
10$868,771,882$823,276,756.24$29,010$425.95+$868.74MBKNIY

BKNIY vs SCHD: Complete Analysis 2026

BKNIYStock

Bankinter, S.A. provides various banking products and services to individuals and corporate customers, and small- and medium-sized enterprises in Spain. It offers salary, non-salary, professional, basic, currency, pension, business, and current accounts, as well as deposit products; and mortgages and loan products, as well as financing services. The company also provides saving and investment products, including profiled funds, sustainable investment funds, other managers funds, pension funds, and themed funds, as well as funds for beginners; regular investment plans; and advisory, customized investment, wealth management, and alternative investment products and services. In addition, it offers accident, home, life, funeral, health, mortgage payment protection, property, personal, and motor insurance products, as well as business insurance products. Further, the company provides various services, such as estate administration, switch, asset management, accounts management, and transfer services, as well as real estate and brokerage services. The company also offers retail, personal, private, commercial, and corporate banking products, as well as remote banking services. As of December 31, 2021, it operated through a network of 446 branches and 379 agents. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. The company was founded in 1965 and is headquartered in Madrid, Spain.

Full BKNIY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.