HomeCompareBKRIY vs SPHD

BKRIY vs SPHD: Dividend Comparison 2026

BKRIY yields 3.38% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BKRIY wins by $750.13M in total portfolio value
10 years
BKRIY
BKRIY
● Live price
3.38%
Share price
$18.06
Annual div
$0.61
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$750.16M
Annual income
$709,785,579.55
Full BKRIY calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — BKRIY vs SPHD

📍 BKRIY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBKRIYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BKRIY + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BKRIY pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKRIY
Annual income on $10K today (after 15% tax)
$287.10/yr
After 10yr DRIP, annual income (after tax)
$603,317,742.62/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, BKRIY beats the other by $603,317,257.00/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of BKRIY + SPHD for your $10,000?

BKRIY: 50%SPHD: 50%
100% SPHD50/50100% BKRIY
Portfolio after 10yr
$375.09M
Annual income
$354,893,075.44/yr
Blended yield
94.62%
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Analyst Conviction Gap

Where Wall Street is most bullish on BKRIY right now

BKRIY
Analyst Ratings
4
Buy
1
Hold
1
Sell
Consensus: Buy
Altman Z
-0.4
Piotroski
5/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKRIY buys
0
SPHD buys
0
No recent congressional trades found for BKRIY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBKRIYSPHD
Forward yield3.38%4.33%
Annual dividend / share$0.61$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$750.16M$26.5K
Annual income after 10y$709,785,579.55$571.32
Total dividends collected$747.21M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BKRIY vs SPHD ($10,000, DRIP)

YearBKRIY PortfolioBKRIY Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,376$675.53$11,133$432.85+$243.00BKRIY
2$13,608$1,436.35$12,363$450.36+$1.2KBKRIY
3$17,772$3,211.69$13,695$467.39+$4.1KBKRIY
4$26,857$7,840.21$15,138$483.90+$11.7KBKRIY
5$50,882$22,145.20$16,697$499.88+$34.2KBKRIY
6$132,865$78,421.70$18,382$515.31+$114.5KBKRIY
7$524,930$382,763.88$20,198$530.17+$504.7KBKRIY
8$3,388,291$2,826,615.89$22,157$544.46+$3.37MBKRIY
9$37,728,464$34,102,992.98$24,266$558.18+$37.70MBKRIY
10$750,155,036$709,785,579.55$26,536$571.32+$750.13MBKRIY

BKRIY vs SPHD: Complete Analysis 2026

BKRIYStock

Bank of Ireland Group plc provides various banking and financial products and services. The company operates through Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury segments. It provides current and savings accounts, and business deposits and accounts; personal, car, home improvement, graduate, and student loans, as well as overdrafts; and business and farming loans, BREXIT loans, invoice finance, hire purchase, and leasing services. The company also offers international payments and credit cards; protection overview, mortgage protection, life cover, specified illness cover, income protection, protection for individuals, and protection for families; pensions and investments, foreign exchange, and treasury deposits and services; personal products; private banking services; and leveraged acquisition and property finance. In addition, it provides home, car, travel, and life insurance products. Bank of Ireland Group plc was founded in 1783 and is headquartered in Dublin, Ireland.

Full BKRIY Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.