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BKUT vs RYLD: Dividend Comparison 2026

BKUT yields 2.81% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $4.9K in total portfolio value
10 years
BKUT
BKUT
● Live price
2.81%
Share price
$685.00
Annual div
$19.25
5Y div CAGR
25%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.6K
Annual income
$4,647.24
Full BKUT calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — BKUT vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBKUTRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BKUT + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BKUT pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKUT
Annual income on $10K today (after 15% tax)
$238.87/yr
After 10yr DRIP, annual income (after tax)
$3,950.15/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, BKUT beats the other by $1,750.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BKUT + RYLD for your $10,000?

BKUT: 50%RYLD: 50%
100% RYLD50/50100% BKUT
Portfolio after 10yr
$42.0K
Annual income
$3,617.29/yr
Blended yield
8.60%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKUT buys
0
RYLD buys
0
No recent congressional trades found for BKUT or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBKUTRYLD
Forward yield2.81%12.14%
Annual dividend / share$19.25$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR25%0%
Portfolio after 10y$39.6K$44.5K
Annual income after 10y$4,647.24$2,587.35
Total dividends collected$16.7K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BKUT vs RYLD ($10,000, DRIP)

YearBKUT PortfolioBKUT Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,051$351.28$11,914$1,213.65$863.00RYLD
2$12,278$453.51$14,099$1,351.30$1.8KRYLD
3$13,726$588.63$16,580$1,494.55$2.9KRYLD
4$15,456$768.76$19,384$1,642.61$3.9KRYLD
5$17,549$1,011.24$22,535$1,794.70$5.0KRYLD
6$20,119$1,341.35$26,063$1,950.00$5.9KRYLD
7$23,324$1,796.45$29,995$2,107.69$6.7KRYLD
8$27,389$2,432.96$34,361$2,266.99$7.0KRYLD
9$32,644$3,337.67$39,194$2,427.12$6.5KRYLD
10$39,577$4,647.24$44,525$2,587.35$4.9KRYLD

BKUT vs RYLD: Complete Analysis 2026

BKUTStock

Bank of Utica, together with its subsidiary, provides commercial banking products and services in Utica, New York. The company offers various deposit accounts, including personal checking, business checking, savings, money market, retirement, and health savings accounts; and certificates of deposit. It also provides loans, such as business lines of credit, commercial mortgages, long-term loans, short-term loans, accounts receivable and inventory financing, and federal and NYS government loan programs; and personal loans comprising personal installment loans, vehicle loans, home mortgages, and home equity loans. In addition, the company offers various services that include real-time account balance, funds transfer and management, remote deposit, bill payment, real-time stop payment, check reconciliation, domestic wire transfer, and re-order checks, as well as ACH processing, including payroll; online and mobile banking services; and online bill payment, mobile and direct deposits, and other services. Further, it provides debit and ATM cards, 24/7 telephone banking, and traditional banking services; and invests in securities. Bank of Utica was founded in 1927 and is based in Utica, New York.

Full BKUT Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.