Is BKUTK or DIVO a better dividend investment in 2026?

BKUTK currently yields 3.20% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between BKUTK and DIVO?

BKUTK has a forward dividend yield of 3.20% ($19.25/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 3.29 percentage points.

Home › Compare › BKUTK vs DIVO

BKUTK vs DIVO: Dividend Comparison 2026

BKUTK yields 3.20% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BKUTK wins by $12.7K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

BKUTK

● Live price

3.20%

Share price

$601.00

Annual div

$19.25

5Y div CAGR

25%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.4K

Annual income

$5,720.84

Full BKUTK calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — BKUTK vs DIVO

📍 BKUTK pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BKUTK	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BKUTK + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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BKUTK pays

DIVO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BKUTK

Annual income on $10K today (after 15% tax)

$272.25/yr

After 10yr DRIP, annual income (after tax)

$4,862.71/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, BKUTK beats the other by $4,028.29/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BKUTK + DIVO for your $10,000?

BKUTK: 50%DIVO: 50%

100% DIVO50/50100% BKUTK

Portfolio after 10yr

$37.1K

Annual income

$3,351.26/yr

Blended yield

9.04%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BKUTK buys

DIVO buys

No recent congressional trades found for BKUTK or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBKUTKDIVO

Forward yield	3.20%	6.49% ✓
Annual dividend / share	$19.25 ✓	$2.91
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	25% ✓	0%
Portfolio after 10y	$43.4K ✓	$30.7K
Annual income after 10y	$5,720.84 ✓	$981.68
Total dividends collected	$20.1K ✓	$8.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BKUTK vs DIVO ($10,000, DRIP)

Year	BKUTK Portfolio	BKUTK Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1	$11,100	$400.37	$11,349	$649.42	$249.00 → DIVO
2	$12,397	$519.19	$12,833	$688.83	$436.00 → DIVO
3	$13,942	$677.36	$14,459	$727.90	$517.00 → DIVO
4	$15,808	$889.94	$16,238	$766.49	$430.00 → DIVO
5	$18,093	$1,178.79	$18,179	$804.47	$86.00 → DIVO
6← crossover	$20,936	$1,576.18	$20,293	$841.71	+$643.00 → BKUTK
7	$24,532	$2,130.63	$22,591	$878.14	+$1.9K → BKUTK
8	$29,166	$2,916.61	$25,087	$913.65	+$4.1K → BKUTK
9	$35,258	$4,050.85	$27,791	$948.18	+$7.5K → BKUTK
10	$43,447	$5,720.84	$30,718	$981.68	+$12.7K → BKUTK

BKUTK vs DIVO: Complete Analysis 2026

BKUTK — Stock

Bank of Utica, together with its subsidiary, provides commercial banking products and services in Utica, New York. The company offers various deposit accounts, including personal checking, business checking, savings, money market, retirement, and health savings accounts; and certificates of deposit. It also provides loans, such as business lines of credit, commercial mortgages, long-term loans, short-term loans, accounts receivable and inventory financing, and federal and NYS government loan programs; and personal loans comprising personal installment loans, vehicle loans, home mortgages, and home equity loans. In addition, the company offers various services that include real-time account balance, funds transfer and management, remote deposit, bill payment, real-time stop payment, check reconciliation, domestic wire transfer, and re-order checks, as well as ACH processing, including payroll; online and mobile banking services; and online bill payment, mobile and direct deposits, and other services. Further, it provides debit and ATM cards, 24/7 telephone banking, and traditional banking services; and invests in securities. Bank of Utica was founded in 1927 and is based in Utica, New York.

Full BKUTK Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.