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BLHK vs MO: Dividend Comparison 2026

BLHK yields 4.05% · MO yields 6.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $51.7K in total portfolio value· pulled ahead in Year 6
10 years
BLHK
BLHK
● Live price
4.05%
Share price
$37.03
Annual div
$1.50
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$525.36
Full BLHK calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — BLHK vs MO

📍 MO pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBLHKMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BLHK + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BLHK pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BLHK
Annual income on $10K today (after 15% tax)
$344.32/yr
After 10yr DRIP, annual income (after tax)
$446.56/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, MO beats the other by $24,176.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BLHK + MO for your $10,000?

BLHK: 50%MO: 50%
100% MO50/50100% BLHK
Portfolio after 10yr
$51.9K
Annual income
$14,746.95/yr
Blended yield
28.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

BLHK
No analyst data
Altman Z
0.4
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BLHK buys
0
MO buys
0
No recent congressional trades found for BLHK or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBLHKMO
Forward yield4.05%6.27%
Annual dividend / share$1.50$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$26.0K$77.7K
Annual income after 10y$525.36$28,968.54
Total dividends collected$4.7K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BLHK vs MO ($10,000, DRIP)

YearBLHK PortfolioBLHK Income/yrMO PortfolioMO Income/yrGap
1$11,105$405.08$10,558$768.31+$547.00BLHK
2$12,303$420.41$11,352$1,015.87+$951.00BLHK
3$13,599$435.29$12,482$1,367.86+$1.1KBLHK
4$15,001$449.68$14,103$1,883.39+$898.00BLHK
5$16,515$463.58$16,472$2,664.91+$43.00BLHK
6← crossover$18,148$476.97$20,024$3,897.79$1.9KMO
7$19,908$489.84$25,537$5,933.74$5.6KMO
8$21,804$502.20$34,478$9,476.77$12.7KMO
9$23,844$514.04$49,776$16,022.63$25.9KMO
10$26,038$525.36$77,699$28,968.54$51.7KMO

BLHK vs MO: Complete Analysis 2026

BLHKStock

blueharbor bank provides various banking products and services. It accepts personal and business checking, savings, and investment accounts; and offers personal loans, such as financing for residential lots and automobiles, and residential construction loans, as well as business loans comprising small business and commercial construction loans, and lines of credit. The company also provides credit cards; and remote deposit capture and online banking services. It serves Iredell County, northern Mecklenburg County, and surrounding areas through its banking offices in Mooresville, Statesville, and Huntersville, North Carolina, as well as loan production offices in Belmont and Morehead City, North Carolina. The company was incorporated in 2008 and is headquartered in Mooresville, North Carolina.

Full BLHK Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.