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BLK vs MOS: Dividend Comparison 2026

BLK yields 2.29% · MOS yields 3.52%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MOS wins by $929.94M in total portfolio value
10 years
BLK
BLK
● Live price
2.29%
Share price
$934.06
Annual div
$21.36
5Y div CAGR
46.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$102.1K
Annual income
$35,513.89
Full BLK calculator →
MOS
MOS
● Live price
3.52%
Share price
$24.98
Annual div
$0.88
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$930.05M
Annual income
$881,952,038.58
Full MOS calculator →

Portfolio growth — BLK vs MOS

📍 MOS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBLKMOS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BLK + MOS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BLK pays
MOS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BLK
Annual income on $10K today (after 15% tax)
$194.38/yr
After 10yr DRIP, annual income (after tax)
$30,186.81/yr
MOS
Annual income on $10K today (after 15% tax)
$299.44/yr
After 10yr DRIP, annual income (after tax)
$749,659,232.79/yr
At 15% tax rate, MOS beats the other by $749,629,045.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BLK + MOS for your $10,000?

BLK: 50%MOS: 50%
100% MOS50/50100% BLK
Portfolio after 10yr
$465.07M
Annual income
$440,993,776.24/yr
Blended yield
94.82%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BLK right now

BLK
Analyst Ratings
24
Buy
9
Hold
Consensus: Buy
Price Target
$1,348.56
+44.4% upside vs current
Range: $1,255.00 — $1,514.00
Altman Z
1.5
Piotroski
4/9
MOS
Analyst Ratings
15
Buy
27
Hold
7
Sell
Consensus: Hold
Price Target
$33.80
+35.3% upside vs current
Range: $27.00 — $44.00
Altman Z
2.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BLK buys
0
MOS buys
0
No recent congressional trades found for BLK or MOS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBLKMOS
Forward yield2.29%3.52%
Annual dividend / share$21.36$0.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR46.6%100%
Portfolio after 10y$102.1K$930.05M
Annual income after 10y$35,513.89$881,952,038.58
Total dividends collected$75.3K$926.56M
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusBuyHold
Analyst price target$1,348.56$33.80

Year-by-year: BLK vs MOS ($10,000, DRIP)

YearBLK PortfolioBLK Income/yrMOS PortfolioMOS Income/yrGap
1← crossover$11,035$335.24$11,405$704.56$370.00MOS
2$12,315$506.87$13,705$1,501.91$1.4KMOS
3$13,952$774.96$18,038$3,373.54$4.1KMOS
4$16,131$1,202.91$27,600$8,299.26$11.5KMOS
5$19,166$1,905.57$53,268$23,735.99$34.1KMOS
6$23,609$3,101.98$142,624$85,627.61$119.0KMOS
7$30,497$5,235.36$581,146$428,538.38$550.6KMOS
8$41,898$9,265.63$3,885,667$3,263,840.61$3.84MMOS
9$62,271$17,440.30$44,947,834$40,790,171.07$44.89MMOS
10$102,144$35,513.89$930,046,221$881,952,038.58$929.94MMOS

BLK vs MOS: Complete Analysis 2026

BLKFinancials

BlackRock, Inc. is a publicly owned investment manager. The firm primarily provides its services to institutional, intermediary, and individual investors including corporate, public, union, and industry pension plans, insurance companies, third-party mutual funds, endowments, public institutions, governments, foundations, charities, sovereign wealth funds, corporations, official institutions, and banks. It also provides global risk management and advisory services. The firm manages separate client-focused equity, fixed income, and balanced portfolios. It also launches and manages open-end and closed-end mutual funds, offshore funds, unit trusts, and alternative investment vehicles including structured funds. The firm launches equity, fixed income, balanced, and real estate mutual funds. It also launches equity, fixed income, balanced, currency, commodity, and multi-asset exchange traded funds. The firm also launches and manages hedge funds. It invests in the public equity, fixed income, real estate, currency, commodity, and alternative markets across the globe. The firm primarily invests in growth and value stocks of small-cap, mid-cap, SMID-cap, large-cap, and multi-cap companies. It also invests in dividend-paying equity securities. The firm invests in investment grade municipal securities, government securities including securities issued or guaranteed by a government or a government agency or instrumentality, corporate bonds, and asset-backed and mortgage-backed securities. It employs fundamental and quantitative analysis with a focus on bottom-up and top-down approach to make its investments. The firm employs liquidity, asset allocation, balanced, real estate, and alternative strategies to make its investments. In real estate sector, it seeks to invest in Poland and Germany. The firm benchmarks the performance of its portfolios against various S&P, Russell, Barclays, MSCI, Citigroup, and Merrill Lynch indices. BlackRock, Inc. was founded in 1988 and is based in New York City with additional offices in Boston, Massachusetts; London, United Kingdom; Gurgaon, India; Hong Kong; Greenwich, Connecticut; Princeton, New Jersey; Edinburgh, United Kingdom; Sydney, Australia; Taipei, Taiwan; Singapore; Sao Paulo, Brazil; Philadelphia, Pennsylvania; Washington, District of Columbia; Toronto, Canada; Wilmington, Delaware; and San Francisco, California.

Full BLK Calculator →

MOSMaterials

The Mosaic Company, through its subsidiaries, produces and markets concentrated phosphate and potash crop nutrients in North America and internationally. The company operates through three segments: Phosphates, Potash, and Mosaic Fertilizantes. It owns and operates mines, which produce concentrated phosphate crop nutrients, such as diammonium phosphate, monoammonium phosphate, and ammoniated phosphate products; and phosphate-based animal feed ingredients primarily under the Biofos and Nexfos brand names, as well as produces a double sulfate of potash magnesia product under K-Mag brand name. The company also produces and sells potash for use in the manufacturing of mixed crop nutrients and animal feed ingredients, and for industrial use; and for use in the de-icing and as a water softener regenerant. In addition, it provides nitrogen-based crop nutrients, animal feed ingredients, and other ancillary services; and purchases and sells phosphates, potash, and nitrogen products. The company sells its products to wholesale distributors, retail chains, farmers, cooperatives, independent retailers, and national accounts. The Mosaic Company was incorporated in 2004 and is headquartered in Tampa, Florida.

Full MOS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.