Is BMBYX or XYLD a better dividend investment in 2026?

BMBYX currently yields 31.40% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: BMBYX offers higher current income.

What is the dividend yield difference between BMBYX and XYLD?

BMBYX has a forward dividend yield of 31.40% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 20.42 percentage points.

Home › Compare › BMBYX vs XYLD

BMBYX vs XYLD: Dividend Comparison 2026

BMBYX yields 31.40% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BMBYX wins by $118.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BMBYX

● Live price

31.40%

Share price

$6.37

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$143.4K

Annual income

$19,741.77

Full BMBYX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BMBYX vs XYLD

📍 BMBYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BMBYX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BMBYX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BMBYX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BMBYX

Annual income on $10K today (after 15% tax)

$2,668.76/yr

After 10yr DRIP, annual income (after tax)

$16,780.50/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BMBYX beats the other by $14,044.34/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BMBYX + XYLD for your $10,000?

BMBYX: 50%XYLD: 50%

100% XYLD50/50100% BMBYX

Portfolio after 10yr

$84.4K

Annual income

$11,480.40/yr

Blended yield

13.61%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BMBYX buys

XYLD buys

No recent congressional trades found for BMBYX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBMBYXXYLD

Forward yield	31.40% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$143.4K ✓	$25.3K
Annual income after 10y	$19,741.77 ✓	$3,219.02
Total dividends collected	$99.6K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BMBYX vs XYLD ($10,000, DRIP)

Year	BMBYX Portfolio	BMBYX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,840	$3,139.72	$10,818	$1,098.39	+$3.0K → BMBYX
2	$18,870	$4,061.01	$11,738	$1,222.51	+$7.1K → BMBYX
3	$25,365	$5,174.68	$12,774	$1,364.64	+$12.6K → BMBYX
4	$33,642	$6,500.92	$13,944	$1,527.86	+$19.7K → BMBYX
5	$44,055	$8,058.07	$15,270	$1,715.87	+$28.8K → BMBYX
6	$57,000	$9,861.93	$16,775	$1,933.09	+$40.2K → BMBYX
7	$72,915	$11,925.17	$18,490	$2,184.87	+$54.4K → BMBYX
8	$92,276	$14,256.85	$20,450	$2,477.63	+$71.8K → BMBYX
9	$115,598	$16,862.07	$22,697	$2,819.19	+$92.9K → BMBYX
10	$143,431	$19,741.77	$25,280	$3,219.02	+$118.2K → BMBYX

BMBYX vs XYLD: Complete Analysis 2026

BMBYX — Stock

The investment seeks to provide total investment return from income and appreciation. The fund normally targets an allocation of approximately 60% of its total assets in funds that invest principally in fixed income securities and 40% of its total assets in funds that invest principally in equity securities. Under normal market conditions it allocates its assets among the underlying funds based on asset allocation target ranges of 50-70% of its total assets in funds that invest principally in fixed income securities and 30-50% of its total assets in funds that invest principally in equity securities.

Full BMBYX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.