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BMCLF vs VIG: Dividend Comparison 2026

BMCLF yields 5.58% · VIG yields 1.61%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $11.5K in total portfolio value
10 years
BMCLF
BMCLF
● Live price
5.58%
Share price
$0.23
Annual div
$0.01
5Y div CAGR
-47.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.8K
Annual income
$0.95
Full BMCLF calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — BMCLF vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBMCLFVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BMCLF + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BMCLF pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BMCLF
Annual income on $10K today (after 15% tax)
$474.52/yr
After 10yr DRIP, annual income (after tax)
$0.81/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, VIG beats the other by $148.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BMCLF + VIG for your $10,000?

BMCLF: 50%VIG: 50%
100% VIG50/50100% BMCLF
Portfolio after 10yr
$26.5K
Annual income
$88.08/yr
Blended yield
0.33%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BMCLF buys
0
VIG buys
9
PoliticianChamberTickerTypeAmountDate
Thomas R. Carper🏛 Senate$VIG▲ Buy$1,001 - $15,0002024-05-16
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002023-12-28
Ro Khanna🏢 House$VIG▼ Sell$15,001 - $50,0002023-05-04
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
Joe Courtney🏢 House$VIG▼ Sell$1,001 - $15,0002020-10-09
K. Michael Conaway🏢 House$VIG▼ Sell$50,001 - $100,0002020-09-08
K. Michael Conaway🏢 House$VIG▲ Buy$15,001 - $50,0002020-05-19
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBMCLFVIG
Forward yield5.58%1.61%
Annual dividend / share$0.01$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-47.4%0%
Portfolio after 10y$20.8K$32.3K
Annual income after 10y$0.95$175.21
Total dividends collected$631.00$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BMCLF vs VIG ($10,000, DRIP)

YearBMCLF PortfolioBMCLF Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$10,994$293.64$11,301$160.59$307.00VIG
2$11,922$158.69$12,752$162.91$830.00VIG
3$12,841$84.60$14,370$165.02$1.5KVIG
4$13,785$44.79$16,176$166.93$2.4KVIG
5$14,773$23.64$18,188$168.67$3.4KVIG
6$15,820$12.45$20,432$170.25$4.6KVIG
7$16,934$6.56$22,933$171.68$6.0KVIG
8$18,123$3.45$25,720$172.98$7.6KVIG
9$19,393$1.81$28,827$174.15$9.4KVIG
10$20,751$0.95$32,288$175.21$11.5KVIG

BMCLF vs VIG: Complete Analysis 2026

BMCLFStock

BAIC Motor Corporation Limited, together with its subsidiaries, manufactures and sells passenger vehicles in the People's Republic of China. The company provides luxury passenger cars, luxury commercial vehicles, middle-end and high-end passenger cars, and self-owned passenger cars. It also provides engines, powertrain, other parts, and components. In addition, the company is involved in research, development, as well as after-sales services of passenger vehicles. Further, the company produces core parts and components of passenger vehicles, as well as engaged in car financing and investment management businesses. The company sells its products under the Beijing Brand, Beijing Benz, Beijing Hyundai, and Fujian Benz names. BAIC Motor Corporation Limited was founded in 1958 and is headquartered in Beijing, the People's Republic of China.

Full BMCLF Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.