Is BMNSX or QYLD a better dividend investment in 2026?

BMNSX currently yields 3.23% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BMNSX and QYLD?

BMNSX has a forward dividend yield of 3.23% ($0.33/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.69 percentage points.

Home › Compare › BMNSX vs QYLD

BMNSX vs QYLD: Dividend Comparison 2026

BMNSX yields 3.23% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $776.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

BMNSX

● Live price

3.23%

Share price

$10.29

Annual div

$0.33

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.6K

Annual income

$398.16

Full BMNSX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BMNSX vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BMNSX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BMNSX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

BMNSX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BMNSX

Annual income on $10K today (after 15% tax)

$274.83/yr

After 10yr DRIP, annual income (after tax)

$338.44/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,471.98/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BMNSX + QYLD for your $10,000?

BMNSX: 50%QYLD: 50%

100% QYLD50/50100% BMNSX

Portfolio after 10yr

$25.0K

Annual income

$3,028.74/yr

Blended yield

12.11%

📊

Analyst Conviction Gap

Where Wall Street is split right now

BMNSX

No analyst data

Price Target

$19.00

+84.6% upside vs current

Range: $19.00 — $19.00

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BMNSX buys

QYLD buys

No recent congressional trades found for BMNSX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBMNSXQYLD

Forward yield	3.23%	11.92% ✓
Annual dividend / share	$0.33	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.6K	$25.4K ✓
Annual income after 10y	$398.16	$5,659.31 ✓
Total dividends collected	$3.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BMNSX vs QYLD ($10,000, DRIP)

Year	BMNSX Portfolio	BMNSX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,023	$323.33	$10,352	$1,192.36	+$671.00 → BMNSX
2	$12,128	$333.10	$10,830	$1,347.57	+$1.3K → BMNSX
3	$13,320	$342.51	$11,460	$1,539.07	+$1.9K → BMNSX
4	$14,603	$351.55	$12,275	$1,777.84	+$2.3K → BMNSX
5	$15,986	$360.22	$13,323	$2,078.95	+$2.7K → BMNSX
6	$17,473	$368.53	$14,667	$2,463.34	+$2.8K → BMNSX
7	$19,073	$376.47	$16,396	$2,960.57	+$2.7K → BMNSX
8	$20,792	$384.05	$18,631	$3,612.97	+$2.2K → BMNSX
9	$22,639	$391.27	$21,548	$4,482.15	+$1.1K → BMNSX
10← crossover	$24,622	$398.16	$25,398	$5,659.31	$776.00 → QYLD

BMNSX vs QYLD: Complete Analysis 2026

BMNSX — Stock

The fund normally invests at least 80% of its net assets in municipal bonds and debentures, the income from which is exempt from federal income tax. It invests in a broadly diversified portfolio of federally tax-exempt municipal obligations issued by governmental authorities throughout the U.S. and its territories. The fund may invest in all types of municipal obligations, including pre-refunded bonds, general obligation bonds, revenue bonds, and municipal lease participations.

Full BMNSX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.