Is BMWYY or XYLD a better dividend investment in 2026?

BMWYY currently yields 7.40% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BMWYY and XYLD?

BMWYY has a forward dividend yield of 7.40% ($2.16/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.58 percentage points.

Home › Compare › BMWYY vs XYLD

BMWYY vs XYLD: Dividend Comparison 2026

BMWYY yields 7.40% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BMWYY wins by $62837.65M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BMWYY

● Live price

7.40%

Share price

$29.21

Annual div

$2.16

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$62837.68M

Annual income

$61,247,153,974.64

Full BMWYY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BMWYY vs XYLD

📍 BMWYY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BMWYY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BMWYY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BMWYY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BMWYY

Annual income on $10K today (after 15% tax)

$628.78/yr

After 10yr DRIP, annual income (after tax)

$52,060,080,878.44/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BMWYY beats the other by $52,060,078,142.28/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BMWYY + XYLD for your $10,000?

BMWYY: 50%XYLD: 50%

100% XYLD50/50100% BMWYY

Portfolio after 10yr

$31418.85M

Annual income

$30,623,578,596.83/yr

Blended yield

97.47%

📊

Analyst Conviction Gap

Where Wall Street is split right now

BMWYY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.8

Piotroski

4/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BMWYY buys

XYLD buys

No recent congressional trades found for BMWYY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBMWYYXYLD

Forward yield	7.40%	10.98% ✓
Annual dividend / share	$2.16	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$62837.68M ✓	$25.3K
Annual income after 10y	$61,247,153,974.64 ✓	$3,219.02
Total dividends collected	$62728.70M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BMWYY vs XYLD ($10,000, DRIP)

Year	BMWYY Portfolio	BMWYY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,179	$1,479.49	$10,818	$1,098.39	+$1.4K → BMWYY
2	$16,400	$3,368.13	$11,738	$1,222.51	+$4.7K → BMWYY
3	$26,025	$8,477.23	$12,774	$1,364.64	+$13.3K → BMWYY
4	$52,992	$25,144.88	$13,944	$1,527.86	+$39.0K → BMWYY
5	$152,401	$95,699.35	$15,270	$1,715.87	+$137.1K → BMWYY
6	$677,505	$514,436.29	$16,775	$1,933.09	+$660.7K → BMWYY
7	$4,999,604	$4,274,673.75	$18,490	$2,184.87	+$4.98M → BMWYY
8	$64,311,572	$58,961,995.54	$20,450	$2,477.63	+$64.29M → BMWYY
9	$1,486,472,712	$1,417,659,329.93	$22,697	$2,819.19	+$1486.45M → BMWYY
10	$62,837,679,777	$61,247,153,974.64	$25,280	$3,219.02	+$62837.65M → BMWYY

BMWYY vs XYLD: Complete Analysis 2026

BMWYY — Stock

Bayerische Motoren Werke Aktiengesellschaft, together with its subsidiaries, develops, manufactures, and sells automobiles and motorcycles, and spare parts and accessories worldwide. It operates through Automotive, Motorcycles, and Financial Services segments. The Automotive segment is involved in the development, manufacture, assembling, and sale of automobiles, spare parts, accessories, and mobility services under the BMW, MINI, and Rolls-Royce brands. This segment sells its products through independent and authorized dealerships. The Motorcycles segment develops, manufactures, assembles, and sells motorcycles and scooters under the BMW Motorrad brand name, as well as spare parts and accessories. The Financial Services segment engages in automobile leasing, retail and dealership financing, multi-brand fleet, customer deposit, and insurance activities; and the provision of fleet management services under the Alphabet brand. The company was founded in 1916 and is based in Munich, Germany.

Full BMWYY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.