HomeCompareBNCZF vs DVY

BNCZF vs DVY: Dividend Comparison 2026

BNCZF yields 9.16% · DVY yields 3.50%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BNCZF wins by $11.6K in total portfolio value
10 years
BNCZF
BNCZF
● Live price
9.16%
Share price
$13.45
Annual div
$1.23
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,632.20
Full BNCZF calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — BNCZF vs DVY

📍 BNCZF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNCZFDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BNCZF + DVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BNCZF pays
DVY pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNCZF
Annual income on $10K today (after 15% tax)
$778.78/yr
After 10yr DRIP, annual income (after tax)
$1,387.37/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, BNCZF beats the other by $1,015.26/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of BNCZF + DVY for your $10,000?

BNCZF: 50%DVY: 50%
100% DVY50/50100% BNCZF
Portfolio after 10yr
$30.9K
Annual income
$1,034.99/yr
Blended yield
3.35%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BNCZF right now

BNCZF
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Altman Z
0.2
Piotroski
8/9
DVY
No analyst data
Altman Z
307.5
Piotroski
1/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNCZF buys
0
DVY buys
0
No recent congressional trades found for BNCZF or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNCZFDVY
Forward yield9.16%3.50%
Annual dividend / share$1.23$5.25
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$36.7K$25.1K
Annual income after 10y$1,632.20$437.78
Total dividends collected$12.8K$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BNCZF vs DVY ($10,000, DRIP)

YearBNCZF PortfolioBNCZF Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,616$916.21$11,050$349.62+$566.00BNCZF
2$13,424$994.66$12,184$361.04+$1.2KBNCZF
3$15,438$1,074.26$13,409$372.07+$2.0KBNCZF
4$17,673$1,154.60$14,730$382.68+$2.9KBNCZF
5$20,146$1,235.30$16,154$392.89+$4.0KBNCZF
6$22,872$1,316.00$17,688$402.69+$5.2KBNCZF
7$25,869$1,396.34$19,338$412.07+$6.5KBNCZF
8$29,156$1,476.01$21,113$421.04+$8.0KBNCZF
9$32,752$1,554.72$23,020$429.61+$9.7KBNCZF
10$36,676$1,632.20$25,070$437.78+$11.6KBNCZF

BNCZF vs DVY: Complete Analysis 2026

BNCZFStock

Banco BPM S.p.A., together with its subsidiaries, provides banking and financial products and services to individual, business, and corporate customers in Italy. The company operates through Retail, Corporate, Institutional, Private, Investment Banking, Strategic Partnerships, Leases, and Corporate Centre segments. It offers current accounts; home mortgages; personal loans; credit, debit, and prepaid cards; home, personal, assets, and auto and vehicle insurance; and saving and investment products, as well as online trading services. The company also provides business financing, corporate leasing, project and real estate financing, payment and collections, trade and export finance, and digital services, as well as investment and transactional banking. As of December 31, 2021, it operated 1,508 branches. The company was formerly known as Banco Popolare Societa Cooperativa Scarl and changed its name to Banco BPM Società per Azioni in January 2017. Banco BPM S.p.A. is headquartered in Verona, Italy.

Full BNCZF Calculator →

DVYETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.