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BNCZF vs VIG: Dividend Comparison 2026

BNCZF yields 9.16% · VIG yields 1.61%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BNCZF wins by $4.4K in total portfolio value
10 years
BNCZF
BNCZF
● Live price
9.16%
Share price
$13.45
Annual div
$1.23
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,632.20
Full BNCZF calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — BNCZF vs VIG

📍 BNCZF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNCZFVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BNCZF + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BNCZF pays
VIG pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNCZF
Annual income on $10K today (after 15% tax)
$778.78/yr
After 10yr DRIP, annual income (after tax)
$1,387.37/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, BNCZF beats the other by $1,238.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNCZF + VIG for your $10,000?

BNCZF: 50%VIG: 50%
100% VIG50/50100% BNCZF
Portfolio after 10yr
$34.5K
Annual income
$903.70/yr
Blended yield
2.62%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BNCZF right now

BNCZF
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Altman Z
0.2
Piotroski
8/9
VIG
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNCZF buys
0
VIG buys
0
No recent congressional trades found for BNCZF or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNCZFVIG
Forward yield9.16%1.61%
Annual dividend / share$1.23$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$36.7K$32.3K
Annual income after 10y$1,632.20$175.21
Total dividends collected$12.8K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BNCZF vs VIG ($10,000, DRIP)

YearBNCZF PortfolioBNCZF Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$11,616$916.21$11,301$160.59+$315.00BNCZF
2$13,424$994.66$12,752$162.91+$672.00BNCZF
3$15,438$1,074.26$14,370$165.02+$1.1KBNCZF
4$17,673$1,154.60$16,176$166.93+$1.5KBNCZF
5$20,146$1,235.30$18,188$168.67+$2.0KBNCZF
6$22,872$1,316.00$20,432$170.25+$2.4KBNCZF
7$25,869$1,396.34$22,933$171.68+$2.9KBNCZF
8$29,156$1,476.01$25,720$172.98+$3.4KBNCZF
9$32,752$1,554.72$28,827$174.15+$3.9KBNCZF
10$36,676$1,632.20$32,288$175.21+$4.4KBNCZF

BNCZF vs VIG: Complete Analysis 2026

BNCZFStock

Banco BPM S.p.A., together with its subsidiaries, provides banking and financial products and services to individual, business, and corporate customers in Italy. The company operates through Retail, Corporate, Institutional, Private, Investment Banking, Strategic Partnerships, Leases, and Corporate Centre segments. It offers current accounts; home mortgages; personal loans; credit, debit, and prepaid cards; home, personal, assets, and auto and vehicle insurance; and saving and investment products, as well as online trading services. The company also provides business financing, corporate leasing, project and real estate financing, payment and collections, trade and export finance, and digital services, as well as investment and transactional banking. As of December 31, 2021, it operated 1,508 branches. The company was formerly known as Banco Popolare Societa Cooperativa Scarl and changed its name to Banco BPM Società per Azioni in January 2017. Banco BPM S.p.A. is headquartered in Verona, Italy.

Full BNCZF Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.