Is BNDSY or RYLD a better dividend investment in 2026?

BNDSY currently yields 2.89% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between BNDSY and RYLD?

BNDSY has a forward dividend yield of 2.89% ($0.20/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 9.25 percentage points.

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BNDSY vs RYLD: Dividend Comparison 2026

BNDSY yields 2.89% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BNDSY wins by $344.40M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

BNDSY

● Live price

2.89%

Share price

$6.93

Annual div

$0.20

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$344.44M

Annual income

$322,953,395.53

Full BNDSY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — BNDSY vs RYLD

📍 BNDSY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BNDSY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BNDSY + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BNDSY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNDSY

Annual income on $10K today (after 15% tax)

$245.41/yr

After 10yr DRIP, annual income (after tax)

$274,510,386.20/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, BNDSY beats the other by $274,508,186.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BNDSY + RYLD for your $10,000?

BNDSY: 50%RYLD: 50%

100% RYLD50/50100% BNDSY

Portfolio after 10yr

$172.24M

Annual income

$161,477,991.44/yr

Blended yield

93.75%

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Analyst Conviction Gap

Where Wall Street is split right now

BNDSY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.2

Piotroski

6/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNDSY buys

RYLD buys

No recent congressional trades found for BNDSY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBNDSYRYLD

Forward yield	2.89%	12.14% ✓
Annual dividend / share	$0.20	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$344.44M ✓	$44.5K
Annual income after 10y	$322,953,395.53 ✓	$2,587.35
Total dividends collected	$342.84M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BNDSY vs RYLD ($10,000, DRIP)

Year	BNDSY Portfolio	BNDSY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,277	$577.44	$11,914	$1,213.65	$637.00 → RYLD
2	$13,284	$1,217.22	$14,099	$1,351.30	$815.00 → RYLD
3← crossover	$16,894	$2,680.00	$16,580	$1,494.55	+$314.00 → BNDSY
4	$24,447	$6,370.61	$19,384	$1,642.61	+$5.1K → BNDSY
5	$43,390	$17,231.52	$22,535	$1,794.70	+$20.9K → BNDSY
6	$103,592	$57,165.10	$26,063	$1,950.00	+$77.5K → BNDSY
7	$365,947	$255,103.02	$29,995	$2,107.69	+$336.0K → BNDSY
8	$2,075,990	$1,684,426.54	$34,361	$2,266.99	+$2.04M → BNDSY
9	$20,082,296	$17,860,987.21	$39,194	$2,427.12	+$20.04M → BNDSY
10	$344,441,452	$322,953,395.53	$44,525	$2,587.35	+$344.40M → BNDSY

BNDSY vs RYLD: Complete Analysis 2026

BNDSY — Stock

Banco de Sabadell, S.A. provides banking products and services to personal, business, and private customers in Spain and internationally. The company offers retail banking products, such as current and savings accounts, personal loans, cards, and mortgages. It also provides financial products and services to large and medium enterprises, SMEs, shops and self-employed workers, private individuals, and professionals; and consumer finance, asset management, and bancassurance services. In addition, the company offers corporate banking services, including financing services, transactional banking services, and other complex custom solutions in finance, treasury, and import/export, among others. Further, it provides insurance and pension products. As of December 31, 2021, the company operated 1,593 branches. Banco de Sabadell, S.A. was founded in 1881 and is based in Alicante, Spain.

Full BNDSY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.