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BNI vs O: Dividend Comparison 2026

BNI yields 2.00% · O yields 5.97%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 O wins by $134.00 in total portfolio value· pulled ahead in Year 10
10 years
BNI
BNI
● Live price
2.00%
Share price
$100.21
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$227.08
Full BNI calculator →
O
Realty Income Corporation
● Live price
5.97%
Share price
$52.30
Annual div
$3.12
5Y div CAGR
3.2%
Payout ratio
76%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$1,416.15
Full O calculator →

Portfolio growth — BNI vs O

📍 O pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNIO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BNI + O cover 8 of 12 months — good coverage

Jan
O
Feb
O
Mar
—
Apr
—
May
—
Jun
—
Jul
O
Aug
O
Sep
O
Oct
O
Nov
O
Dec
O
BNI pays
O pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNI
Annual income on $10K today (after 15% tax)
$169.64/yr
After 10yr DRIP, annual income (after tax)
$193.02/yr
O
Annual income on $10K today (after 15% tax)
$507.07/yr
After 10yr DRIP, annual income (after tax)
$1,203.73/yr
At 15% tax rate, O beats the other by $1,010.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNI + O for your $10,000?

BNI: 50%O: 50%
100% O50/50100% BNI
Portfolio after 10yr
$22.7K
Annual income
$821.62/yr
Blended yield
3.62%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on O right now

BNI
No analyst data
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+22.4% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNI buys
0
O buys
0
No recent congressional trades found for BNI or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNIO
Forward yield2.00%5.97% ✓
Annual dividend / share$2.00$3.12 ✓
Payout ratio50% ✓76%
1-year div growth0%2.8% ✓
5-year div CAGR0%3.2% ✓
Portfolio after 10y$22.6K$22.7K ✓
Annual income after 10y$227.08$1,416.15 ✓
Total dividends collected$2.1K$9.6K ✓
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: BNI vs O ($10,000, DRIP)

YearBNI PortfolioBNI Income/yrO PortfolioO Income/yrGap
1$10,900$199.58$10,826$615.65+$74.00 → BNI
2$11,866$203.30$11,727$673.66+$139.00 → BNI
3$12,903$206.85$12,710$737.59+$193.00 → BNI
4$14,017$210.22$13,785$808.08+$232.00 → BNI
5$15,211$213.42$14,961$885.87+$250.00 → BNI
6$16,493$216.46$16,247$971.76+$246.00 → BNI
7$17,866$219.33$17,655$1,066.66+$211.00 → BNI
8$19,339$222.06$19,197$1,171.57+$142.00 → BNI
9$20,918$224.64$20,888$1,287.65+$30.00 → BNI
10← crossover$22,609$227.08$22,743$1,416.15$134.00 → O

BNI vs O: Complete Analysis 2026

BNI — Stock

Burlington Northern Santa Fe, LLC provides rail road transportation services. The Company transports containers, trailers, coal, grains, chemicals, metals, minerals, forest products, autos, and consumer goods. Burlington Northern Santa Fe serves customers worldwide.

Full BNI Calculator →

O — REIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.