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BNKZ vs PM: Dividend Comparison 2026

BNKZ yields 13.48% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $1.0K in total portfolio value· pulled ahead in Year 10
10 years
BNKZ
BNKZ
● Live price
13.48%
Share price
$14.84
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$3,112.46
Full BNKZ calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — BNKZ vs PM

📍 PM pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNKZPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BNKZ + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BNKZ pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNKZ
Annual income on $10K today (after 15% tax)
$1,145.71/yr
After 10yr DRIP, annual income (after tax)
$2,645.59/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, BNKZ beats the other by $527.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNKZ + PM for your $10,000?

BNKZ: 50%PM: 50%
100% PM50/50100% BNKZ
Portfolio after 10yr
$49.1K
Annual income
$2,802.24/yr
Blended yield
5.71%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

BNKZ
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNKZ buys
0
PM buys
0
No recent congressional trades found for BNKZ or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNKZPM
Forward yield13.48%3.48%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$48.5K$49.6K
Annual income after 10y$3,112.46$2,492.02
Total dividends collected$22.0K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BNKZ vs PM ($10,000, DRIP)

YearBNKZ PortfolioBNKZ Income/yrPM PortfolioPM Income/yrGap
1$12,048$1,347.90$11,648$408.29+$400.00BNKZ
2$14,409$1,517.70$13,589$495.90+$820.00BNKZ
3$17,114$1,696.38$15,877$603.21+$1.2KBNKZ
4$20,195$1,883.03$18,580$734.88+$1.6KBNKZ
5$23,685$2,076.66$21,781$896.75+$1.9KBNKZ
6$27,619$2,276.23$25,578$1,096.12+$2.0KBNKZ
7$32,034$2,480.68$30,092$1,342.17+$1.9KBNKZ
8$36,965$2,688.91$35,470$1,646.46+$1.5KBNKZ
9$42,452$2,899.85$41,892$2,023.58+$560.00BNKZ
10← crossover$48,536$3,112.46$49,578$2,492.02$1.0KPM

BNKZ vs PM: Complete Analysis 2026

BNKZStock

The investment seeks to reflect an inverse exposure t to reflect a 2x inverse leveraged exposure to the performance of the Solactive MicroSectorsTM U.S. Big Banks Index on a daily basis. The notes are senior unsecured medium-term notes issued by Bank of Montreal with a return linked to a two times leveraged participation in the inverse performance of the index, compounded daily, less a Daily Investor Fee, any negative Daily Interest and, if applicable, the Redemption Fee Amount. The index is an equal-dollar weighted index designed to represent the 10 U.S. stocks with the largest market capitalization in the banking sector.

Full BNKZ Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.