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BNPQF vs PM: Dividend Comparison 2026

BNPQF yields 8.70% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BNPQF wins by $174884.95M in total portfolio value
10 years
BNPQF
BNPQF
● Live price
8.70%
Share price
$96.36
Annual div
$8.38
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$174884.99M
Annual income
$171,105,071,449.52
Full BNPQF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — BNPQF vs PM

📍 BNPQF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNPQFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BNPQF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BNPQF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNPQF
Annual income on $10K today (after 15% tax)
$739.16/yr
After 10yr DRIP, annual income (after tax)
$145,439,310,732.09/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, BNPQF beats the other by $145,439,308,613.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNPQF + PM for your $10,000?

BNPQF: 50%PM: 50%
100% PM50/50100% BNPQF
Portfolio after 10yr
$87442.52M
Annual income
$85,552,536,970.77/yr
Blended yield
97.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

BNPQF
Analyst Ratings
3
Hold
Consensus: Hold
Altman Z
-0.1
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNPQF buys
0
PM buys
0
No recent congressional trades found for BNPQF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNPQFPM
Forward yield8.70%3.48%
Annual dividend / share$8.38$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$174884.99M$49.6K
Annual income after 10y$171,105,071,449.52$2,492.02
Total dividends collected$174627.83M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: BNPQF vs PM ($10,000, DRIP)

YearBNPQF PortfolioBNPQF Income/yrPM PortfolioPM Income/yrGap
1← crossover$12,439$1,739.19$11,648$408.29+$791.00BNPQF
2$17,354$4,043.77$13,589$495.90+$3.8KBNPQF
3$29,113$10,544.65$15,877$603.21+$13.2KBNPQF
4$64,217$33,065.49$18,580$734.88+$45.6KBNPQF
5$205,038$136,326.21$21,781$896.75+$183.3KBNPQF
6$1,032,994$813,603.67$25,578$1,096.12+$1.01MBNPQF
7$8,766,964$7,661,660.06$30,092$1,342.17+$8.74MBNPQF
8$130,920,985$121,540,333.63$35,470$1,646.46+$130.89MBNPQF
9$3,532,638,832$3,392,553,377.73$41,892$2,023.58+$3532.60MBNPQF
10$174,884,994,999$171,105,071,449.52$49,578$2,492.02+$174884.95MBNPQF

BNPQF vs PM: Complete Analysis 2026

BNPQFStock

BNP Paribas SA engages in the provision of banking and financial services in Europe, North America, Asia Pacific, and internationally. It operates through three divisions: Corporate & Institutional Banking; Investment & Protection Services; and Commercial, Personal Banking & Services. The Corporate & Institutional Banking division offers capital markets, securities services, investment banking, financing, risk management, cash management, and financial advisory services for corporate clients, and institutional investors. The Investment & Protection Services division involved in protection, savings, investment, asset management, wealth management, and real estate services to support individuals, professionals, corporate clients, and institutions. The Commercial, Personal Banking & Services division financing and leasing services, financing of individuals, and digital banking services, as well as current and savings account products, equipment leasing and financing solutions, and consumer loans. The company was formerly known as Banque Nationale de Paris and changed its name to BNP Paribas SA in May 2000. BNP Paribas SA was founded in 1822 and is headquartered in Paris, France.

Full BNPQF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.