HomeCompareBNSPF vs PEP

BNSPF vs PEP: Dividend Comparison 2026

BNSPF yields 6.48% · PEP yields 3.63%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $111.2K in total portfolio value· pulled ahead in Year 5
10 years
BNSPF
BNSPF
● Live price
6.48%
Share price
$18.71
Annual div
$1.21
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$978.76
Full BNSPF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — BNSPF vs PEP

📍 PEP pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBNSPFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BNSPF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BNSPF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNSPF
Annual income on $10K today (after 15% tax)
$550.83/yr
After 10yr DRIP, annual income (after tax)
$831.95/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $51,762.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNSPF + PEP for your $10,000?

BNSPF: 50%PEP: 50%
100% PEP50/50100% BNSPF
Portfolio after 10yr
$86.3K
Annual income
$31,427.22/yr
Blended yield
36.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

BNSPF
Analyst Ratings
6
Buy
7
Hold
1
Sell
Consensus: Hold
Altman Z
0.0
Piotroski
6/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNSPF buys
0
PEP buys
0
No recent congressional trades found for BNSPF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBNSPFPEP
Forward yield6.48%3.63%
Annual dividend / share$1.21$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4%
Portfolio after 10y$30.7K$141.9K
Annual income after 10y$978.76$61,875.67
Total dividends collected$8.2K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold

Year-by-year: BNSPF vs PEP ($10,000, DRIP)

YearBNSPF PortfolioBNSPF Income/yrPEP PortfolioPEP Income/yrGap
1$11,348$648.04$10,849$509.42+$499.00BNSPF
2$12,830$687.29$11,969$750.47+$861.00BNSPF
3$14,454$726.19$13,500$1,124.14+$954.00BNSPF
4$16,230$764.60$15,680$1,721.66+$550.00BNSPF
5← crossover$18,169$802.40$18,929$2,715.34$760.00PEP
6$20,280$839.48$24,023$4,450.80$3.7KPEP
7$22,576$875.73$32,510$7,669.92$9.9KPEP
8$25,067$911.07$47,709$14,093.60$22.6KPEP
9$27,767$945.43$77,415$28,083.48$49.6KPEP
10$30,689$978.76$141,922$61,875.67$111.2KPEP

BNSPF vs PEP: Complete Analysis 2026

BNSPFStock

The Bank of Nova Scotia engages in the provision of various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through four segments: Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets. The company offers financial advice and solutions, and day-to-day banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses, including automotive financing solutions to dealers and their customers. It also provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternative funds, and institutional funds. In addition, the company offers international banking services for retail, corporate, and commercial customers; and lending and transaction, investment banking advisory, and capital markets access services to corporate customers. Further, it provides online, mobile, and telephone banking services. The company operates a network of 941 branches and approximately 3,725 automated banking machines in Canada; and approximately 1,200 branches and a network of contact and support center internationally. The Bank of Nova Scotia was founded in 1832 and is headquartered in Toronto, Canada.

Full BNSPF Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
📬

Get this BNSPF vs PEP comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BNSPF vs SCHDBNSPF vs JEPIBNSPF vs OBNSPF vs KOBNSPF vs MAINBNSPF vs MOBNSPF vs PMBNSPF vs GIS

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.