Is BNTOF or XYLD a better dividend investment in 2026?

BNTOF currently yields 262.77% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: BNTOF offers higher current income.

What is the dividend yield difference between BNTOF and XYLD?

BNTOF has a forward dividend yield of 262.77% ($36.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 251.79 percentage points.

Home › Compare › BNTOF vs XYLD

BNTOF vs XYLD: Dividend Comparison 2026

BNTOF yields 262.77% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BNTOF wins by $406109325823931264.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BNTOF

● Live price

262.77%

Share price

$13.70

Annual div

$36.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$406109325823931264.00M

Annual income

$405,812,650,470,886,100,000,000.00

Full BNTOF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BNTOF vs XYLD

📍 BNTOF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BNTOF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BNTOF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BNTOF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNTOF

Annual income on $10K today (after 15% tax)

$22,335.77/yr

After 10yr DRIP, annual income (after tax)

$344,940,752,900,253,200,000,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BNTOF beats the other by $344,940,752,900,253,200,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNTOF + XYLD for your $10,000?

BNTOF: 50%XYLD: 50%

100% XYLD50/50100% BNTOF

Portfolio after 10yr

$203054662911965632.00M

Annual income

$202,906,325,235,443,060,000,000.00/yr

Blended yield

99.93%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNTOF buys

XYLD buys

No recent congressional trades found for BNTOF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBNTOFXYLD

Forward yield	262.77% ✓	10.98%
Annual dividend / share	$36.00 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$406109325823931264.00M ✓	$25.3K
Annual income after 10y	$405,812,650,470,886,100,000,000.00 ✓	$3,219.02
Total dividends collected	$406089892344164928.00M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BNTOF vs XYLD ($10,000, DRIP)

Year	BNTOF Portfolio	BNTOF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$63,255	$52,554.74	$10,818	$1,098.39	+$52.4K → BNTOF
2	$689,054	$621,371.39	$11,738	$1,222.51	+$677.3K → BNTOF
3	$13,389,242	$12,651,953.95	$12,774	$1,364.64	+$13.38M → BNTOF
4	$473,848,760	$459,522,271.01	$13,944	$1,527.86	+$473.83M → BNTOF
5	$30,904,425,935	$30,397,407,762.53	$15,270	$1,715.87	+$30904.41M → BNTOF
6	$3,738,711,782,530	$3,705,644,046,779.26	$16,775	$1,933.09	+$3738711.77M → BNTOF
7	$841,937,144,215,733	$837,936,722,608,425.50	$18,490	$2,184.87	+$841937144.20M → BNTOF
8	$353,608,722,325,854,460	$352,707,849,581,543,600.00	$20,450	$2,477.63	+$353608722325.83M → BNTOF
9	$277,266,685,088,848,870,000	$276,888,323,755,960,240,000.00	$22,697	$2,819.19	+$277266685088848.84M → BNTOF
10	$406,109,325,823,931,240,000,000	$405,812,650,470,886,100,000,000.00	$25,280	$3,219.02	+$406109325823931264.00M → BNTOF

BNTOF vs XYLD: Complete Analysis 2026

BNTOF — Stock

Benefit One Inc. provides subscription-based services in Japan and internationally. It offers benefit, personal, customer relationship management, incentive, healthcare, purchase and settlement, and payment services. The company was formerly known as Business Coop., Inc. The company was incorporated in 1996 and is based in Tokyo, Japan. Benefit One Inc. is a subsidiary of Pasona Group Inc.

Full BNTOF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this BNTOF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BNTOF vs SCHD BNTOF vs JEPI BNTOF vs O BNTOF vs KO BNTOF vs MAIN BNTOF vs QYLD BNTOF vs JEPQ BNTOF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.