Is BNZIF or XYLD a better dividend investment in 2026?

BNZIF currently yields 15.54% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: BNZIF offers higher current income.

What is the dividend yield difference between BNZIF and XYLD?

BNZIF has a forward dividend yield of 15.54% ($0.08/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.56 percentage points.

Home › Compare › BNZIF vs XYLD

BNZIF vs XYLD: Dividend Comparison 2026

BNZIF yields 15.54% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.8K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

BNZIF

● Live price

15.54%

Share price

$0.49

Annual div

$0.08

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.5K

Annual income

$1.73

Full BNZIF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BNZIF vs XYLD

📍 XYLD pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BNZIF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BNZIF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BNZIF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BNZIF

Annual income on $10K today (after 15% tax)

$1,320.69/yr

After 10yr DRIP, annual income (after tax)

$1.47/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,734.70/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BNZIF + XYLD for your $10,000?

BNZIF: 50%XYLD: 50%

100% XYLD50/50100% BNZIF

Portfolio after 10yr

$23.9K

Annual income

$1,610.38/yr

Blended yield

6.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BNZIF buys

XYLD buys

No recent congressional trades found for BNZIF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBNZIFXYLD

Forward yield	15.54% ✓	10.98%
Annual dividend / share	$0.08	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$22.5K	$25.3K ✓
Annual income after 10y	$1.73	$3,219.02 ✓
Total dividends collected	$1.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BNZIF vs XYLD ($10,000, DRIP)

Year	BNZIF Portfolio	BNZIF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,477	$776.87	$10,818	$1,098.39	+$659.00 → BNZIF
2	$12,697	$416.64	$11,738	$1,222.51	+$959.00 → BNZIF
3	$13,801	$215.39	$12,774	$1,364.64	+$1.0K → BNZIF
4	$14,877	$109.40	$13,944	$1,527.86	+$933.00 → BNZIF
5	$15,973	$55.11	$15,270	$1,715.87	+$703.00 → BNZIF
6	$17,119	$27.65	$16,775	$1,933.09	+$344.00 → BNZIF
7← crossover	$18,331	$13.85	$18,490	$2,184.87	$159.00 → XYLD
8	$19,621	$6.93	$20,450	$2,477.63	$829.00 → XYLD
9	$20,998	$3.47	$22,697	$2,819.19	$1.7K → XYLD
10	$22,470	$1.73	$25,280	$3,219.02	$2.8K → XYLD

BNZIF vs XYLD: Complete Analysis 2026

BNZIF — Stock

Fideicomiso Irrevocable F/2061 FHipo, a real estate investment trust, acquires, originates, co-participates, manages, and operates mortgage portfolios in Mexico. The company provides investors with exposure to the Mexican mortgage market and rewards them through a combination of dividend payments and capital gains. It has strategic alliance with Infonavit, Fovissste, and Smart Lending. The company was founded in 2014 and is based in Mexico City, Mexico.

Full BNZIF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.