HomeCompareBOID vs SCHD

BOID vs SCHD: Dividend Comparison 2026

BOID yields 5.58% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.3K in total portfolio value
10 years
BOID
BOID
● Live price
5.58%
Share price
$44.24
Annual div
$2.47
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$0.57
Full BOID calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — BOID vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBOIDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BOID + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BOID pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BOID
Annual income on $10K today (after 15% tax)
$474.57/yr
After 10yr DRIP, annual income (after tax)
$0.48/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $358.73/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of BOID + SCHD for your $10,000?

BOID: 50%SCHD: 50%
100% SCHD50/50100% BOID
Portfolio after 10yr
$24.8K
Annual income
$211.59/yr
Blended yield
0.85%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BOID buys
0
SCHD buys
0
No recent congressional trades found for BOID or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBOIDSCHD
Forward yield5.58%3.44%
Annual dividend / share$2.47$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.6K$29.0K
Annual income after 10y$0.57$422.61
Total dividends collected$567.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BOID vs SCHD ($10,000, DRIP)

YearBOID PortfolioBOID Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,979$279.16$11,224$344.10$245.00SCHD
2$11,891$143.22$12,567$354.98$676.00SCHD
3$12,796$72.48$14,038$365.30$1.2KSCHD
4$13,728$36.45$15,648$375.06$1.9KSCHD
5$14,707$18.27$17,410$384.27$2.7KSCHD
6$15,746$9.15$19,335$392.95$3.6KSCHD
7$16,853$4.58$21,437$401.10$4.6KSCHD
8$18,035$2.29$23,733$408.75$5.7KSCHD
9$19,298$1.14$26,237$415.91$6.9KSCHD
10$20,650$0.57$28,968$422.61$8.3KSCHD

BOID vs SCHD: Complete Analysis 2026

BOIDStock

Bank of Idaho Holding Company operates as the holding company for Bank of Idaho that provides personal and business banking products and services in Idaho. The company offers checking and savings, and money market accounts, as well as individual retirement accounts, certificate of deposit, and various accounts and deposits; and auto, home, recreational vehicle, personal, agriculture, small business administration and FSA, commercial real estate, term operating capital, term equipment, and home equity loans, as well as lines of credit, letters of credit, and debit and credit cards. It also provides automated clearing house payments and debits, bill payments, remote and mobile deposits, sweep accounts, trusts, investment management and custody accounts, estate planning, annuities, 401(k), safe deposit boxes, digital wallet, teller, and wire transfer services, as well as online, mobile, text, and telephone banking services. The company has banking locations in Idaho Falls, Idaho; Ashton, Idaho; Pocatello, Idaho; St. Anthony, Idaho; Island Park, Idaho; Boise, Idaho; and Nampa, Idaho, as well as a mortgage origination office in Twin Falls, Idaho. The company was incorporated in 1985 and is based in Idaho Falls, Idaho.

Full BOID Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.