Is BOJA or SCHD a better dividend investment in 2026?

BOJA currently yields 12.43% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: BOJA offers higher current income.

What is the dividend yield difference between BOJA and SCHD?

BOJA has a forward dividend yield of 12.43% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 8.97 percentage points.

Home › Compare › BOJA vs SCHD

BOJA vs SCHD: Dividend Comparison 2026

BOJA yields 12.43% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $7.1K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

BOJA

● Live price

12.43%

Share price

$16.09

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.9K

Annual income

$1.35

Full BOJA calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — BOJA vs SCHD

📍 SCHD pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BOJA	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BOJA + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BOJA pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BOJA

Annual income on $10K today (after 15% tax)

$1,056.56/yr

After 10yr DRIP, annual income (after tax)

$1.15/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, SCHD beats the other by $360.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BOJA + SCHD for your $10,000?

BOJA: 50%SCHD: 50%

100% SCHD50/50100% BOJA

Portfolio after 10yr

$25.4K

Annual income

$213.65/yr

Blended yield

0.84%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BOJA buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBOJASCHD

Forward yield	12.43% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$21.9K	$29.0K ✓
Annual income after 10y	$1.35	$425.95 ✓
Total dividends collected	$1.3K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BOJA vs SCHD ($10,000, DRIP)

Year	BOJA Portfolio	BOJA Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$11,322	$621.50	$11,226	$346.36	+$96.00 → BOJA
2← crossover	$12,443	$328.80	$12,572	$357.38	$129.00 → SCHD
3	$13,483	$168.86	$14,046	$367.84	$563.00 → SCHD
4	$14,512	$85.50	$15,660	$377.73	$1.1K → SCHD
5	$15,571	$43.00	$17,425	$387.07	$1.9K → SCHD
6	$16,682	$21.56	$19,354	$395.86	$2.7K → SCHD
7	$17,861	$10.79	$21,461	$404.13	$3.6K → SCHD
8	$19,117	$5.40	$23,762	$411.89	$4.6K → SCHD
9	$20,457	$2.70	$26,272	$419.15	$5.8K → SCHD
10	$21,891	$1.35	$29,010	$425.95	$7.1K → SCHD

BOJA vs SCHD: Complete Analysis 2026

BOJA — Stock

BOJA is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in BOJA shares.

Full BOJA Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.