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BPAY vs XYLD: Dividend Comparison 2026

BPAY yields 8.01% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BPAY wins by $8.1K in total portfolio value
10 years
BPAY
BPAY
● Live price
8.01%
Share price
$21.99
Annual div
$1.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.0K
Annual income
$1,328.87
Full BPAY calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — BPAY vs XYLD

📍 BPAY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBPAYXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BPAY + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BPAY pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BPAY
Annual income on $10K today (after 15% tax)
$680.55/yr
After 10yr DRIP, annual income (after tax)
$1,129.54/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $1,718.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BPAY + XYLD for your $10,000?

BPAY: 50%XYLD: 50%
100% XYLD50/50100% BPAY
Portfolio after 10yr
$29.9K
Annual income
$2,339.94/yr
Blended yield
7.82%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BPAY buys
0
XYLD buys
0
No recent congressional trades found for BPAY or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBPAYXYLD
Forward yield8.01%11.20% ✓
Annual dividend / share$1.76$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.0K ✓$25.9K
Annual income after 10y$1,328.87$3,351.03 ✓
Total dividends collected$10.7K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: BPAY vs XYLD ($10,000, DRIP)

YearBPAY PortfolioBPAY Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,501$800.64$10,840$1,120.44+$661.00 → BPAY
2$13,166$860.55$11,786$1,249.59+$1.4K → BPAY
3$15,009$920.73$12,854$1,397.78+$2.2K → BPAY
4$17,040$980.90$14,063$1,568.33+$3.0K → BPAY
5$19,274$1,040.82$15,434$1,765.19+$3.8K → BPAY
6$21,723$1,100.23$16,995$1,993.14+$4.7K → BPAY
7$24,403$1,158.93$18,777$2,257.95+$5.6K → BPAY
8$27,328$1,216.72$20,818$2,566.58+$6.5K → BPAY
9$30,514$1,273.41$23,163$2,927.50+$7.4K → BPAY
10$33,979$1,328.87$25,865$3,351.03+$8.1K → BPAY

BPAY vs XYLD: Complete Analysis 2026

BPAY — Stock

The iShares FinTech Active ETF seeks to maximize total return by investing in the companies delivering innovative and emerging technologies used in the financial services industry.

Full BPAY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.