Is BPFH or RYLD a better dividend investment in 2026?

BPFH currently yields 36.61% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: BPFH offers higher current income.

What is the dividend yield difference between BPFH and RYLD?

BPFH has a forward dividend yield of 36.61% ($5.40/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 24.47 percentage points.

Home › Compare › BPFH vs RYLD

BPFH vs RYLD: Dividend Comparison 2026

BPFH yields 36.61% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BPFH wins by $147.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BPFH

● Live price

36.61%

Share price

$14.75

Annual div

$5.40

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$192.4K

Annual income

$30,193.06

Full BPFH calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — BPFH vs RYLD

📍 BPFH pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BPFH	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BPFH + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BPFH pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BPFH

Annual income on $10K today (after 15% tax)

$3,111.86/yr

After 10yr DRIP, annual income (after tax)

$25,664.10/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, BPFH beats the other by $23,464.85/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BPFH + RYLD for your $10,000?

BPFH: 50%RYLD: 50%

100% RYLD50/50100% BPFH

Portfolio after 10yr

$118.5K

Annual income

$16,390.20/yr

Blended yield

13.83%

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Analyst Conviction Gap

Where Wall Street is most bullish on BPFH right now

BPFH

Analyst Ratings

Buy

Hold

Consensus: Hold

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BPFH buys

RYLD buys

No recent congressional trades found for BPFH or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBPFHRYLD

Forward yield	36.61% ✓	12.14%
Annual dividend / share	$5.40 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$192.4K ✓	$44.5K
Annual income after 10y	$30,193.06 ✓	$2,587.35
Total dividends collected	$140.9K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BPFH vs RYLD ($10,000, DRIP)

Year	BPFH Portfolio	BPFH Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$14,361	$3,661.02	$11,914	$1,213.65	+$2.4K → BPFH
2	$20,280	$4,913.64	$14,099	$1,351.30	+$6.2K → BPFH
3	$28,184	$6,484.86	$16,580	$1,494.55	+$11.6K → BPFH
4	$38,580	$8,422.85	$19,384	$1,642.61	+$19.2K → BPFH
5	$52,056	$10,775.32	$22,535	$1,794.70	+$29.5K → BPFH
6	$69,288	$13,587.96	$26,063	$1,950.00	+$43.2K → BPFH
7	$91,041	$16,902.73	$29,995	$2,107.69	+$61.0K → BPFH
8	$118,170	$20,756.38	$34,361	$2,266.99	+$83.8K → BPFH
9	$151,621	$25,179.03	$39,194	$2,427.12	+$112.4K → BPFH
10	$192,428	$30,193.06	$44,525	$2,587.35	+$147.9K → BPFH

BPFH vs RYLD: Complete Analysis 2026

BPFH — Stock

Boston Private Financial Holdings, Inc. operates as the bank holding company for Boston Private Bank & Trust Company that provides a range of banking products and services in the United States. It operates in two segments, Private Banking; and Wealth Management and Trust. The company offers deposit products, such as checking, savings and NOW, and money market accounts; and certificates of deposit. Its loan products include loans to individuals, such as residential mortgage loans, mortgage loans on investment or vacation properties, unsecured and secured personal lines of credits, home equity loans, and overdraft protection; and loans to businesses consisting of commercial and mortgage loans, revolving lines of credit, working capital loans, equipment financing, community lending programs, and construction and land loans. In addition, the company provides wealth management solutions comprising planning-based financial strategies, wealth management, family office, financial planning, tax planning, and trust services to individuals, families, institutions, and nonprofit institutions. It operates offices in Boston, Miami, New York, Los Angeles, San Francisco, and Florida. Boston Private Financial Holdings, Inc. was founded in 1987 and is headquartered in Boston, Massachusetts.

Full BPFH Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.