HomeCompareBPHLY vs MAIN

BPHLY vs MAIN: Dividend Comparison 2026

BPHLY yields 3.70% · MAIN yields 6.91%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BPHLY wins by $1157.63M in total portfolio value· pulled ahead in Year 6
10 years
BPHLY
BPHLY
● Live price
3.70%
Share price
$34.05
Annual div
$1.26
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1200.51M
Annual income
$1,141,273,598.30
Full BPHLY calculator →
MAIN
Main Street Capital Corporation
● Live price
6.91%
Share price
$52.96
Annual div
$3.66
5Y div CAGR
72.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.89M
Annual income
$35,818,348.00
Full MAIN calculator →

Portfolio growth — BPHLY vs MAIN

📍 BPHLY pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBPHLYMAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BPHLY + MAIN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BPHLY pays
MAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BPHLY
Annual income on $10K today (after 15% tax)
$314.58/yr
After 10yr DRIP, annual income (after tax)
$970,082,558.56/yr
MAIN
Annual income on $10K today (after 15% tax)
$587.42/yr
After 10yr DRIP, annual income (after tax)
$30,445,595.80/yr
At 15% tax rate, BPHLY beats the other by $939,636,962.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BPHLY + MAIN for your $10,000?

BPHLY: 50%MAIN: 50%
100% MAIN50/50100% BPHLY
Portfolio after 10yr
$621.70M
Annual income
$588,545,973.15/yr
Blended yield
94.67%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MAIN right now

BPHLY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.3
Piotroski
5/9
MAIN
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$65.25
+23.2% upside vs current
Range: $60.00 — $70.00
Altman Z
1.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BPHLY buys
0
MAIN buys
0
No recent congressional trades found for BPHLY or MAIN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBPHLYMAIN
Forward yield3.70%6.91%
Annual dividend / share$1.26$3.66
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%72.7%
Portfolio after 10y$1200.51M$42.89M
Annual income after 10y$1,141,273,598.30$35,818,348.00
Total dividends collected$1196.24M$41.85M
Payment frequencyquarterlymonthly
SectorStockBDC
Analyst consensusHoldHold

Year-by-year: BPHLY vs MAIN ($10,000, DRIP)

YearBPHLY PortfolioBPHLY Income/yrMAIN PortfolioMAIN Income/yrGap
1$11,440$740.19$12,434$1,193.51$994.00MAIN
2$13,824$1,582.80$16,255$2,280.05$2.4KMAIN
3$18,366$3,574.91$22,851$4,580.08$4.5KMAIN
4$28,530$8,877.85$35,577$9,892.59$7.0KMAIN
5$56,304$25,776.87$63,653$23,664.70$7.3KMAIN
6← crossover$155,331$95,085.57$136,601$65,054.52+$18.7KBPHLY
7$656,524$490,320.46$368,044$214,504.02+$288.5KBPHLY
8$4,576,126$3,873,644.75$1,301,668$887,987.40+$3.27MBPHLY
9$55,364,113$50,467,658.49$6,288,483$4,825,407.47+$49.08MBPHLY
10$1,200,513,199$1,141,273,598.30$42,886,603$35,818,348.00+$1157.63MBPHLY

BPHLY vs MAIN: Complete Analysis 2026

BPHLYStock

Bank of the Philippine Islands, together with its subsidiaries, provides various financial products and services to retail and corporate clients in the Philippines. It operates through Consumer Banking, Corporate Banking, and Investment Banking segments. The Consumer Banking segment offers deposit taking and servicing; and consumer lending, such as home mortgages, auto loans, and credit card finance, as well as remittance services to individual and retail markets. The Corporate Banking segment provides deposit taking and servicing, loan facilities, trade, and cash management to corporate and institutional customers, such as high-end corporations and middle market clients. The Investment Banking segment offers corporate finance, securities distribution, asset management, trust, and fiduciary services, as well as proprietary trading and investment activities. The company also provides financing, securities dealer, investment management, land holding, operations management, business systems, foreign exchange, real estate, pre-need, non-life insurance, leasing, and rental services. As of December 31, 2021, it operated 1,176 branches, and 2,457 automated teller machines and cash accept machines. The company also serves its customers through alternative electronic banking channels, such as telephone, mobile phone, and the internet. Bank of the Philippine Islands was founded in 1851 and is based in Makati City, the Philippines.

Full BPHLY Calculator →

MAINBDC

Main Street Capital Corporation is a business development company specializes in equity capital to lower middle market companies. The firm specializing in recapitalizations, management buyouts, refinancing, family estate planning, management buyouts, refinancing, industry consolidation, mature, later stage emerging growth. The firm also provides debt capital to middle market companies for acquisitions, management buyouts, growth financings, recapitalizations and refinancing. The firm seeks to partner with entrepreneurs, business owners and management teams and generally provides one stop financing alternatives within its lower middle market portfolio. It prefers to invest in air freight and logistics, auto components, building products, chemicals, commercial services, computers, construction and engineering, consumer finance, consumer services, electronic equipment, energy equipment and services, financial services, health care equipment, health care providers, hotels, restaurants, and leisure, internet software and services, IT Services, machinery, oil, gas and consumable fuels, paper and forest products, professional and industrial services, road and rail, software, specialty retail, telecommunication, consumer discretionary, energy, materials, technology, and transportation. The firm typically invests in lower middle market companies generally with annual revenues between $5 million and $300 million. It prefers to invest in ranging between $2 million and $75 million in equity investment and enterprise value in ranging between $3 million and $20 million. The firm typically prefers to invest in the range of $5 million and $50 million per transaction in debt investment value and in the range of $1 million and $20 million in annual EBITDA. The firm's middle market debt investments are made in businesses that are generally larger in size than its lower middle market portfolio companies. It takes 5 percent minority and up to 50 percent majority equity investments. Main Street Capital Corporation was founded in 2007 and is based in Houston, Texas with an additional office in Chojnów, Poland.

Full MAIN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.