Is BRLVX or XYLD a better dividend investment in 2026?

BRLVX currently yields 12.32% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: BRLVX offers higher current income.

What is the dividend yield difference between BRLVX and XYLD?

BRLVX has a forward dividend yield of 12.32% ($3.18/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1.34 percentage points.

Home › Compare › BRLVX vs XYLD

BRLVX vs XYLD: Dividend Comparison 2026

BRLVX yields 12.32% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BRLVX wins by $19.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BRLVX

● Live price

12.32%

Share price

$25.85

Annual div

$3.18

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.0K

Annual income

$2,654.38

Full BRLVX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BRLVX vs XYLD

📍 BRLVX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BRLVX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BRLVX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BRLVX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BRLVX

Annual income on $10K today (after 15% tax)

$1,046.96/yr

After 10yr DRIP, annual income (after tax)

$2,256.22/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $479.94/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BRLVX + XYLD for your $10,000?

BRLVX: 50%XYLD: 50%

100% XYLD50/50100% BRLVX

Portfolio after 10yr

$35.2K

Annual income

$2,936.70/yr

Blended yield

8.35%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BRLVX buys

XYLD buys

No recent congressional trades found for BRLVX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBRLVXXYLD

Forward yield	12.32% ✓	10.98%
Annual dividend / share	$3.18	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$45.0K ✓	$25.3K
Annual income after 10y	$2,654.38	$3,219.02 ✓
Total dividends collected	$19.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BRLVX vs XYLD ($10,000, DRIP)

Year	BRLVX Portfolio	BRLVX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,932	$1,231.72	$10,818	$1,098.39	+$1.1K → BRLVX
2	$14,140	$1,373.51	$11,738	$1,222.51	+$2.4K → BRLVX
3	$16,652	$1,521.28	$12,774	$1,364.64	+$3.9K → BRLVX
4	$19,491	$1,674.23	$13,944	$1,527.86	+$5.5K → BRLVX
5	$22,687	$1,831.56	$15,270	$1,715.87	+$7.4K → BRLVX
6	$26,268	$1,992.40	$16,775	$1,933.09	+$9.5K → BRLVX
7	$30,263	$2,155.93	$18,490	$2,184.87	+$11.8K → BRLVX
8	$34,702	$2,321.30	$20,450	$2,477.63	+$14.3K → BRLVX
9	$39,619	$2,487.71	$22,697	$2,819.19	+$16.9K → BRLVX
10	$45,047	$2,654.38	$25,280	$3,219.02	+$19.8K → BRLVX

BRLVX vs XYLD: Complete Analysis 2026

BRLVX — Stock

The investment seeks to provide long-term total return on capital, primarily through capital appreciation and some income. The fund invests in a diversified portfolio of stocks of large capitalization companies that are listed on the New York Stock Exchange, NYSE American, or NASDAQ. Under normal market conditions, at least 80% of Fund net assets (plus borrowings for investment purposes) are invested in stocks from among those in the large-cap value category at the time of purchase.

Full BRLVX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.