Is BSCFX or SCHD a better dividend investment in 2026?

BSCFX currently yields 10.33% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: BSCFX offers higher current income.

What is the dividend yield difference between BSCFX and SCHD?

BSCFX has a forward dividend yield of 10.33% ($2.60/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 6.89 percentage points.

Home › Compare › BSCFX vs SCHD

BSCFX vs SCHD: Dividend Comparison 2026

BSCFX yields 10.33% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BSCFX wins by $10.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BSCFX

● Live price

10.33%

Share price

$25.15

Annual div

$2.60

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.6K

Annual income

$1,974.58

Full BSCFX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — BSCFX vs SCHD

📍 BSCFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BSCFX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BSCFX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BSCFX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSCFX

Annual income on $10K today (after 15% tax)

$877.78/yr

After 10yr DRIP, annual income (after tax)

$1,678.39/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, BSCFX beats the other by $1,319.17/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BSCFX + SCHD for your $10,000?

BSCFX: 50%SCHD: 50%

100% SCHD50/50100% BSCFX

Portfolio after 10yr

$34.3K

Annual income

$1,198.59/yr

Blended yield

3.50%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSCFX buys

SCHD buys

No recent congressional trades found for BSCFX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBSCFXSCHD

Forward yield	10.33% ✓	3.44%
Annual dividend / share	$2.60 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$39.6K ✓	$29.0K
Annual income after 10y	$1,974.58 ✓	$422.61
Total dividends collected	$15.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BSCFX vs SCHD ($10,000, DRIP)

Year	BSCFX Portfolio	BSCFX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,733	$1,032.68	$11,224	$344.10	+$509.00 → BSCFX
2	$13,686	$1,132.35	$12,567	$354.98	+$1.1K → BSCFX
3	$15,879	$1,234.49	$14,038	$365.30	+$1.8K → BSCFX
4	$18,329	$1,338.55	$15,648	$375.06	+$2.7K → BSCFX
5	$21,056	$1,444.01	$17,410	$384.27	+$3.6K → BSCFX
6	$24,080	$1,550.33	$19,335	$392.95	+$4.7K → BSCFX
7	$27,423	$1,657.01	$21,437	$401.10	+$6.0K → BSCFX
8	$31,106	$1,763.57	$23,733	$408.75	+$7.4K → BSCFX
9	$35,153	$1,869.57	$26,237	$415.91	+$8.9K → BSCFX
10	$39,588	$1,974.58	$28,968	$422.61	+$10.6K → BSCFX

BSCFX vs SCHD: Complete Analysis 2026

BSCFX — Stock

The fund invests 80% of its net assets in equity securities in the form of common stock of U.S. small-sized growth companies. BAMCO, Inc. ("BAMCO" or the "Adviser") defines small-sized companies as those, at the time of purchase, with market capitalizations up to the largest market cap stock in the Russell 2000 Growth Index at reconstitution, or companies with market capitalizations up to $2.5 billion, whichever is larger.

Full BSCFX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this BSCFX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BSCFX vs JEPI BSCFX vs O BSCFX vs KO BSCFX vs MAIN BSCFX vs VYM BSCFX vs DGRO BSCFX vs VIG BSCFX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.