HomeCompareBSCY vs SCHD

BSCY vs SCHD: Dividend Comparison 2026

BSCY yields 4.96% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $1.3K in total portfolio value
10 years
BSCY
BSCY
● Live price
4.96%
Share price
$20.57
Annual div
$1.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$680.43
Full BSCY calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — BSCY vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBSCYSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BSCY + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BSCY pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSCY
Annual income on $10K today (after 15% tax)
$421.22/yr
After 10yr DRIP, annual income (after tax)
$578.37/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, BSCY beats the other by $216.31/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BSCY + SCHD for your $10,000?

BSCY: 50%SCHD: 50%
100% SCHD50/50100% BSCY
Portfolio after 10yr
$28.4K
Annual income
$553.19/yr
Blended yield
1.95%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSCY buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBSCYSCHD
Forward yield4.96%3.46%
Annual dividend / share$1.02$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.7K$29.0K
Annual income after 10y$680.43$425.95
Total dividends collected$5.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BSCY vs SCHD ($10,000, DRIP)

YearBSCY PortfolioBSCY Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,196$495.56$11,226$346.36$30.00SCHD
2$12,498$518.51$12,572$357.38$74.00SCHD
3$13,914$540.95$14,046$367.84$132.00SCHD
4$15,450$562.83$15,660$377.73$210.00SCHD
5$17,116$584.11$17,425$387.07$309.00SCHD
6$18,919$604.75$19,354$395.86$435.00SCHD
7$20,868$624.72$21,461$404.13$593.00SCHD
8$22,973$644.00$23,762$411.89$789.00SCHD
9$25,243$662.57$26,272$419.15$1.0KSCHD
10$27,691$680.43$29,010$425.95$1.3KSCHD

BSCY vs SCHD: Complete Analysis 2026

BSCYStock

The Invesco BulletShares 2034 Corporate Bond ETF (Fund) is based on the BulletShares USD Corporate Bond 2034 Index (Index). The Fund will invest at least 80% of its total assets in corporate bonds that comprise the index. The Index seeks to measure the performance of a portfolio of US dollar-denominated, investment-grade corporate bonds with effective maturities in 2034. The Fund does not purchase all of the securities in the Index; instead, the Fund utilizes a "sampling" methodology to seek to achieve its investment objective. The Fund and the Index are rebalanced monthly. The Fund has a designated year of maturity of 2034 and will terminate on or about Dec. 15, 2034. See the prospectus for more information.

Full BSCY Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.