Is BSEFF or RYLD a better dividend investment in 2026?

BSEFF currently yields 2.37% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between BSEFF and RYLD?

BSEFF has a forward dividend yield of 2.37% ($0.48/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 10.02 percentage points.

Home › Compare › BSEFF vs RYLD

BSEFF vs RYLD: Dividend Comparison 2026

BSEFF yields 2.37% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $24.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BSEFF

● Live price

2.37%

Share price

$20.25

Annual div

$0.48

5Y div CAGR

-17.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.2K

Annual income

$38.13

Full BSEFF calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — BSEFF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BSEFF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BSEFF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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BSEFF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSEFF

Annual income on $10K today (after 15% tax)

$201.48/yr

After 10yr DRIP, annual income (after tax)

$32.41/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, RYLD beats the other by $2,248.12/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BSEFF + RYLD for your $10,000?

BSEFF: 50%RYLD: 50%

100% RYLD50/50100% BSEFF

Portfolio after 10yr

$33.2K

Annual income

$1,360.56/yr

Blended yield

4.09%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSEFF buys

RYLD buys

No recent congressional trades found for BSEFF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBSEFFRYLD

Forward yield	2.37%	12.39% ✓
Annual dividend / share	$0.48	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-17.3%	0% ✓
Portfolio after 10y	$21.2K	$45.3K ✓
Annual income after 10y	$38.13	$2,682.98 ✓
Total dividends collected	$999.00 ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BSEFF vs RYLD ($10,000, DRIP)

Year	BSEFF Portfolio	BSEFF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,896	$196.03	$11,939	$1,239.34	$1.0K → RYLD
2	$11,824	$165.09	$14,158	$1,382.89	$2.3K → RYLD
3	$12,790	$138.46	$16,682	$1,532.59	$3.9K → RYLD
4	$13,801	$115.76	$19,537	$1,687.64	$5.7K → RYLD
5	$14,864	$96.54	$22,752	$1,847.20	$7.9K → RYLD
6	$15,984	$80.36	$26,355	$2,010.43	$10.4K → RYLD
7	$17,170	$66.80	$30,376	$2,176.45	$13.2K → RYLD
8	$18,428	$55.46	$34,847	$2,344.43	$16.4K → RYLD
9	$19,763	$46.00	$39,800	$2,513.54	$20.0K → RYLD
10	$21,185	$38.13	$45,269	$2,682.98	$24.1K → RYLD

BSEFF vs RYLD: Complete Analysis 2026

BSEFF — Stock

Benesse Holdings, Inc. provides educational, and nursing care and childcare services in Japan and internationally. The company operates through three segments: Education Business in Japan; Nursing Care and Childcare Business; and Kids & Family Business. The company engages in the correspondence course business, school and teacher support business, cram and prep school business, English language lessons for children business, and other businesses for preschool to high school students; and nursing care and childcare business, which include the operation of nursing homes for seniors comprising fee-based homes and elderly houses with care services, home help and daytime nursing care services, food delivery, and daycare and afterschool care services. It also offers interpretation and translation services; information and products relating to pregnancy, childbirth, and parenting; lifestyle information and support everyday living through forums for communication with customers; and magazines, websites, and others to help enrich life with pets. The company was formerly known as Benesse Corporation and changed its name to Benesse Holdings, Inc. in 2009. Benesse Holdings, Inc. was incorporated in 1955 and is headquartered in Okayama, Japan.

Full BSEFF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.