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BSFO vs PM: Dividend Comparison 2026

BSFO yields 5.33% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $21.2K in total portfolio value
10 years
BSFO
BSFO
● Live price
5.33%
Share price
$37.52
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.4K
Annual income
$749.37
Full BSFO calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — BSFO vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBSFOPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BSFO + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BSFO pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSFO
Annual income on $10K today (after 15% tax)
$453.11/yr
After 10yr DRIP, annual income (after tax)
$636.96/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $1,490.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BSFO + PM for your $10,000?

BSFO: 50%PM: 50%
100% PM50/50100% BSFO
Portfolio after 10yr
$39.0K
Annual income
$1,625.99/yr
Blended yield
4.17%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

BSFO
No analyst data
Altman Z
0.3
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSFO buys
0
PM buys
0
No recent congressional trades found for BSFO or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBSFOPM
Forward yield5.33%3.49%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$28.4K$49.6K
Annual income after 10y$749.37$2,502.61
Total dividends collected$6.5K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BSFO vs PM ($10,000, DRIP)

YearBSFO PortfolioBSFO Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,233$533.07$11,650$409.56$417.00PM
2$12,579$559.62$13,592$497.49$1.0KPM
3$14,045$585.68$15,882$605.21$1.8KPM
4$15,640$611.16$18,589$737.41$2.9KPM
5$17,370$636.02$21,794$899.94$4.4KPM
6$19,246$660.19$25,597$1,100.16$6.4KPM
7$21,277$683.64$30,118$1,347.30$8.8KPM
8$23,473$706.34$35,505$1,652.97$12.0KPM
9$25,844$728.25$41,940$2,031.88$16.1KPM
10$28,403$749.37$49,643$2,502.61$21.2KPM

BSFO vs PM: Complete Analysis 2026

BSFOStock

Bank of San Francisco provides various banking products and services to businesses, nonprofits, entrepreneurs, professionals, individuals, and families in the greater San Francisco Bay Area. The company's personal banking products and services include checking, interest checking, savings, and money market accounts, as well as certificates of deposit, and individual retirement accounts; loans, including tenancy in common and co-op, single-family home and condo, condo conversion, multi-unit property loans, vacation home and investment properties; and other services comprising bill pay, online and mobile banking, debit and credit cards, wire transfers, foreign drafts, public notary, and direct deposit. It also provides loans, which include revolving lines of credit, business acquisition loans, medical, dental practice and professional service firm financing, commercial real estate loans, construction loans, and small business administration loans. Bank of San Francisco was founded in 2005 and is headquartered in San Francisco, California.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.