Is BSIIU or RYLD a better dividend investment in 2026?

BSIIU currently yields 20.79% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: BSIIU offers higher current income.

What is the dividend yield difference between BSIIU and RYLD?

BSIIU has a forward dividend yield of 20.79% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.65 percentage points.

Home › Compare › BSIIU vs RYLD

BSIIU vs RYLD: Dividend Comparison 2026

BSIIU yields 20.79% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BSIIU wins by $32.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BSIIU

● Live price

20.79%

Share price

$9.62

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$76.6K

Annual income

$7,325.38

Full BSIIU calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — BSIIU vs RYLD

📍 BSIIU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BSIIU	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BSIIU + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BSIIU pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSIIU

Annual income on $10K today (after 15% tax)

$1,767.15/yr

After 10yr DRIP, annual income (after tax)

$6,226.57/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, BSIIU beats the other by $4,027.33/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BSIIU + RYLD for your $10,000?

BSIIU: 50%RYLD: 50%

100% RYLD50/50100% BSIIU

Portfolio after 10yr

$60.6K

Annual income

$4,956.36/yr

Blended yield

8.18%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSIIU buys

RYLD buys

No recent congressional trades found for BSIIU or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBSIIURYLD

Forward yield	20.79% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$76.6K ✓	$44.5K
Annual income after 10y	$7,325.38 ✓	$2,587.35
Total dividends collected	$44.4K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BSIIU vs RYLD ($10,000, DRIP)

Year	BSIIU Portfolio	BSIIU Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,779	$2,079.00	$11,914	$1,213.65	+$865.00 → BSIIU
2	$16,156	$2,482.95	$14,099	$1,351.30	+$2.1K → BSIIU
3	$20,221	$2,933.82	$16,580	$1,494.55	+$3.6K → BSIIU
4	$25,068	$3,431.72	$19,384	$1,642.61	+$5.7K → BSIIU
5	$30,799	$3,976.01	$22,535	$1,794.70	+$8.3K → BSIIU
6	$37,521	$4,565.38	$26,063	$1,950.00	+$11.5K → BSIIU
7	$45,345	$5,197.83	$29,995	$2,107.69	+$15.3K → BSIIU
8	$54,390	$5,870.79	$34,361	$2,266.99	+$20.0K → BSIIU
9	$64,778	$6,581.16	$39,194	$2,427.12	+$25.6K → BSIIU
10	$76,638	$7,325.38	$44,525	$2,587.35	+$32.1K → BSIIU

BSIIU vs RYLD: Complete Analysis 2026

BSIIU — Stock

Black Spade Acquisition II Co. operates as a blank check company. It was formed for the purpose of entering into a merger, amalgamation, share exchange, asset acquisition, share purchase, reorganization or similar business combination with one or more businesses. The company was founded on May 22, 2024 and is headquartered in Hong Kong.

Full BSIIU Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this BSIIU vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BSIIU vs SCHD BSIIU vs JEPI BSIIU vs O BSIIU vs KO BSIIU vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.