Is BSJM or QYLD a better dividend investment in 2026?

BSJM currently yields 9.09% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BSJM and QYLD?

BSJM has a forward dividend yield of 9.09% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.83 percentage points.

Home › Compare › BSJM vs QYLD

BSJM vs QYLD: Dividend Comparison 2026

BSJM yields 9.09% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BSJM wins by $11.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BSJM

● Live price

9.09%

Share price

$22.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.5K

Annual income

$1,611.37

Full BSJM calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — BSJM vs QYLD

📍 BSJM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BSJM	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BSJM + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BSJM pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSJM

Annual income on $10K today (after 15% tax)

$772.38/yr

After 10yr DRIP, annual income (after tax)

$1,369.66/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,440.75/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BSJM + QYLD for your $10,000?

BSJM: 50%QYLD: 50%

100% QYLD50/50100% BSJM

Portfolio after 10yr

$30.9K

Annual income

$3,635.34/yr

Blended yield

11.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSJM buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBSJMQYLD

Forward yield	9.09%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$36.5K ✓	$25.4K
Annual income after 10y	$1,611.37	$5,659.31 ✓
Total dividends collected	$12.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BSJM vs QYLD ($10,000, DRIP)

Year	BSJM Portfolio	BSJM Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,609	$908.68	$10,352	$1,192.36	+$1.3K → BSJM
2	$13,407	$985.85	$10,830	$1,347.57	+$2.6K → BSJM
3	$15,410	$1,064.09	$11,460	$1,539.07	+$4.0K → BSJM
4	$17,631	$1,143.02	$12,275	$1,777.84	+$5.4K → BSJM
5	$20,088	$1,222.26	$13,323	$2,078.95	+$6.8K → BSJM
6	$22,795	$1,301.44	$14,667	$2,463.34	+$8.1K → BSJM
7	$25,771	$1,380.24	$16,396	$2,960.57	+$9.4K → BSJM
8	$29,034	$1,458.35	$18,631	$3,612.97	+$10.4K → BSJM
9	$32,602	$1,535.47	$21,548	$4,482.15	+$11.1K → BSJM
10	$36,495	$1,611.37	$25,398	$5,659.31	+$11.1K → BSJM

BSJM vs QYLD: Complete Analysis 2026

BSJM — Stock

The fund generally will invest at least 80% of its total assets in securities that comprise the underlying index. The underlying index seeks to measure the performance of a portfolio of U.S. dollar-denominated high yield corporate bonds (commonly known as "junk bonds") with maturities or, in some cases, "effective maturities" in the year 2022 (collectively, "2022 Bonds").

Full BSJM Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this BSJM vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BSJM vs SCHD BSJM vs JEPI BSJM vs O BSJM vs KO BSJM vs MAIN BSJM vs XYLD BSJM vs JEPQ BSJM vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.