Is BSMAX or XYLD a better dividend investment in 2026?

BSMAX currently yields 2.71% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BSMAX and XYLD?

BSMAX has a forward dividend yield of 2.71% ($0.49/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.27 percentage points.

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BSMAX vs XYLD: Dividend Comparison 2026

BSMAX yields 2.71% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $1.5K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

BSMAX

● Live price

2.71%

Share price

$17.99

Annual div

$0.49

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.7K

Annual income

$322.13

Full BSMAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BSMAX vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BSMAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BSMAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

BSMAX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BSMAX

Annual income on $10K today (after 15% tax)

$229.96/yr

After 10yr DRIP, annual income (after tax)

$273.81/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,462.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BSMAX + XYLD for your $10,000?

BSMAX: 50%XYLD: 50%

100% XYLD50/50100% BSMAX

Portfolio after 10yr

$24.5K

Annual income

$1,770.57/yr

Blended yield

7.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BSMAX buys

XYLD buys

No recent congressional trades found for BSMAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBSMAXXYLD

Forward yield	2.71%	10.98% ✓
Annual dividend / share	$0.49	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.7K	$25.3K ✓
Annual income after 10y	$322.13	$3,219.02 ✓
Total dividends collected	$3.0K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BSMAX vs XYLD ($10,000, DRIP)

Year	BSMAX Portfolio	BSMAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,971	$270.54	$10,818	$1,098.39	+$153.00 → BSMAX
2	$12,016	$277.39	$11,738	$1,222.51	+$278.00 → BSMAX
3	$13,141	$283.94	$12,774	$1,364.64	+$367.00 → BSMAX
4	$14,351	$290.21	$13,944	$1,527.86	+$407.00 → BSMAX
5	$15,652	$296.20	$15,270	$1,715.87	+$382.00 → BSMAX
6	$17,049	$301.91	$16,775	$1,933.09	+$274.00 → BSMAX
7	$18,550	$307.36	$18,490	$2,184.87	+$60.00 → BSMAX
8← crossover	$20,161	$312.54	$20,450	$2,477.63	$289.00 → XYLD
9	$21,890	$317.46	$22,697	$2,819.19	$807.00 → XYLD
10	$23,744	$322.13	$25,280	$3,219.02	$1.5K → XYLD

BSMAX vs XYLD: Complete Analysis 2026

BSMAX — Stock

The fund seeks to track the investment results of the Russell 2500™ Index, which measures the performance of the small to mid-cap segment of the U.S. equity universe, commonly referred to as "smid" cap. The underlying index is a subset of the Russell 3000® Index. The fund generally invests at least 90% of its assets, plus the amount of any borrowing for investment purposes, in securities of the underlying index.

Full BSMAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.